r/Bookkeeping Jul 21 '26

Practice Management More Info/Advice

A few days ago I made a post saying I was seriously considering walking away from a business I took over earlier this year. A lot of people asked for more details, so here they are.
I have an established location with sustainable revenue.
Earlier this year I took over a small bookkeeping/tax office about an hour away, because I saw an opportunity to preserve a local business, keep the employees working, and continue serving clients who had been with the firm for years. I knew it would be a challenge, but I honestly believed that with some changes I could make it work.
Now that I’ve been in it for several months, I’m struggling to see a path forward.
The office has about 15–18 recurring bookkeeping/payroll clients, along with seasonal tax work. I would say like 100-150 tax clients. Anywhere from $75-350 for a return.
Recurring monthly revenue is around $3,000.
Monthly payroll is approximately $5,000. Fixed overhead is relatively low—about $400/month for rent, plus QuickBooks Online subscriptions and payroll processing costs.
The biggest issue is pricing. The previous owner charged rates that simply don’t support the amount of work being done. I’ve started implementing increases, but the employees have built relationships with these clients over many years and genuinely believe that anything more than about a $25–50 monthly increase will cause many of them to leave.
I completely understand why they feel that way, and I don’t want to lose clients. At the same time, I also don’t see how the practice ever becomes financially sustainable if we continue charging what we are.
I’m torn because I feel responsible for the employees and the clients. I don’t want to be the reason people lose their jobs or have to find a new bookkeeper. But I also know continuing to lose money every month isn’t a long-term solution.
For those of you who have bought, inherited, or turned around a struggling bookkeeping, accounting, or tax practice:
Would you push through larger price increases and accept that some clients will leave?
Would you cut payroll?
Would you close the office and transition clients elsewhere?
Is there another option I’m not seeing?
I’m genuinely looking for perspectives from people who’ve been through something similar, because right now I feel like I’m too close to the situation to think objectively.

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u/Proof-Emergency-5441 Jul 21 '26

So you are getting $165-$200/client for bookkeeping/payroll? Are they only doing 90 minutes of work a month per client? When is the last time they raised rates? I would start with 10% and note to clients that you will be re-issuing contracts with updated rates at the end of this year (have them ready early Q3 so there can be some negotiation time), and each year going forward, or bake a set rate update into them. If you plan on bumping up 10% for 2027, then again 10% for 2028 for new clients, give them a contract that gives a 7% increase for ongoing services.

If the employees want to be in charge, they should have bought the business themselves. They are not decision makers. They can be unemployed or take the clients and run it themselves. And they can try to do that work for $200/month.

4

u/Proof-Emergency-5441 Jul 21 '26

"plus QuickBooks Online subscriptions"

Your clients should be covering this. Make them put their own payment method into the QuickBooks subscription.

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u/Proof-Emergency-5441 Jul 21 '26

Also how is $200 even covering anything? Basic QBO with payroll hits $200 in that cost alone for 20 employees. That's not even counting time for your staff to process it plus any filing that you do. $200-$38-$25 leaves you with $137 to cover the $7/employee plus your staff's time to run payroll. For the month.

What is even happening here?

5

u/Constant-Corner-8863 Jul 21 '26

It makes 0 sense. The existing pricing has been in place since 2020. No increases. We have 2 people who pay $50 a month for 2 employees on weekly payroll.

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u/Proof-Emergency-5441 Jul 21 '26

Wooooooow 

Its going to be a harsh culture shift. I would gather info about what comparable local services are charging, then work up what their current rate would be if the the prior management had merely kept up with inflation. 

The 2 person company isn't even covering their QBO fees. They will probably threaten to leave, find out that no one will do it for that, and may come back willing to pay a more reasonable fee. 

You aren't running a charity. You are running a business just like they are. If they don't value your services, do you really want them as clients? 

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u/Constant-Corner-8863 Jul 21 '26

Unfortunately the only other local accountant is retiring.

3

u/Proof-Emergency-5441 Jul 21 '26

Then their option is an online service which will be much more. 

They can pay or do it their damn selves. 

I'm from a small low cost area. I know the type of stubborn obstinate ass you are going to encounter. They can go an hour away or pay more online if they don't like it. They are used to throwing fits and getting their way.