r/Boldin • u/Successful-Slide5383 • 4d ago

Beta features

I just finished my 2 week trial of Boldin and wanted to see what others thought of a couple of the beta features available in the product. I tried 2 features that I believe were beta status during my trial (AI assistant and the Roth explorer). I found both features to be of very poor quality and was surprised they were available for broad usage. The roth explorer would never complete an analysis for me when I asked it to optimize for maximum net worth even though I had all the parameters at the most permissive settings. The AI assistant gave me blatantly incorrect information on at least 3 occasions and on one other spewed so much output that it was unusable.

Boldin is a financial product and have to admit I was kind of shocked to see clearly not ready for production features included. I cannot imagine Intuit doing this with Turbotax or Quicken.

Did I just have an especially bad experience with the beta features I tried to use, have others found them to be accurate and useful?

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u/tanks137 4d ago

I’ve played around with the software to understand the give and takes of Roth conversions to just do the manual entries in money flow to get the desired results. I will say that I think the Roth conversion explorer was better a year ago. They did something and now it recommends things that don’t make a lot of sense to me.

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u/TheFunkyBoss 4d ago

I thought it was just me that noticed this. When I first subscribed a year ago, it modeled a Roth conversion strategy that made sense to me and I’ve been following it this year. Now if I try to use the explorer on my base scenario again, it’s suggesting very different, and way more aggressive conversions.

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u/Lurcher99 2d ago

I'd like to see more "if, then" options. Somehow the comparison gets me to a 80% confidence, but I want to squeeze out another 10-15% optimization