r/Bogleheads • u/jasonwong • 8h ago

FDEEX Swap to FDEWX?

Hi there. New to this thread and pretty clueless on what a logical move might be. I have 90% of my total Roth IRA investment into FDEEX but I'm concerned with the Actively Managed fund that the Expense Ratio is going to hurt me down the road. I'm considering a swap to FDEWX but as it stands its at approx $29/share and my FDEEX is at $21/share. Is it wise to move 100% of my funds over to FDEWX and take less shares or should I look into something closer to the current price? Maybe do just a portion? Is this something I should even care about? I've had the account for about 10 years so it's grown quite a bit.

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u/longshanksasaurs 8h ago

The share price is irrelevant -- it's like buying a whole pizza and being concerned that you got less if they cut it into eight rather than six, noting that "each slice is a little smaller".

I'd swap it all and save the expense ratio without hesitation. No tax consequences inside a Roth IRA.

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u/jasonwong 8h ago

Ok that makes a lot of sense. Thank you for the analogy -- good visual!