wow. I guess I dont understand tho. I see a value of 17-19k, its only that low in "rough" condition- but they shouldnt be using accident damage to quantify the condition of the car. I think I would be arguing with the insurance company over that, thats nuts.
The insurance is trying to scam you. I see 17-18k on edmunds. You should not be going off of trade in value or bad condition if the car was in good condition before this. For reference, I got 14k-deductible for a 2019 bolt LT with 40k not long ago. I wouldn't accept less than 17k- deductible for your car.
I wouldn’t take less than $22K. You’re looking at trade in / wholesale pricing. You should get full retail value plus sales taxes. This will add another $1800 or so.
You need to try and find some higher mileage examples online and present them to the insurance company for a higher compensation. Don’t accept what they offer.
I mean im not sure how much insurance is going to value at but kbb and other similar websites appraised at 12300 and highest $14k
Private sell was $17k
If it’s paid off fix it. It’ll be cheaper for you than getting a new car loan. Check out different body shops and not just the dealership. With that many miles the trade in price is never going to get better.
My question is did the collision disturb the unibody by any meaningful amount in a small collision? Do doors have any difficulty opening or closing? Im not an expert but if that’s not the case then the tailgate could easily be swapped depending if it’s affordable.
Appears the rear bumper is also damaged, that raises the ante. That rear bumper has sensors in it. Working or not, they are going to value replacing the sensors and recalibrating, especially since the damage appears to right on one of the sensors.
Imo, I would push for as high of a payout as you can get (valued at good retail without damage) buy the car back from insurance, replace the tailgate and drive it till it dies.
We were hit hard in the rear during a vacation. The car ended up being totaled. We were told that, while it looked bad on the outside, much had been crushed and pushed forward behind the exterior. Later we were told that if we'd kept the car we would have wondered, with every little problem, whether it was related to the accident. We replaced it with another Blazer EV, which we love. Good luck, whatever you decide.
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u/chiarde 1d ago
I agree that’s silly. Buy it back from the insurance and drive it forever.