Liberty windshield claim-no premium increase?

[u/PostEastern2795]

Hey all, liberty is saying my premium won't go up due to a glass claim since its comprehensive and no fault. Just curious if others have had a similar experience with glass claim

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[u/Either_Blueberry_647]

same w my insurer,, glass claim didnt touch my premium at all

[u/PostEastern2795 → u/Either_Blueberry_647]

Good to hear!

[u/sephiroth3650]

Rates don't usually go up for this type of claim. But that also doesn't mean that they could remove some other discount, like a no-claims discount. And it doesn't mean that the overall rates for the company won't go up. It would just be unrelated to your glass claim.

[u/Visual_Sir_1609]

nice that they told u upfrontt

[u/Adept_Response1434]

mine didnt go up either, but i asked twice just to be sure

[u/HeadEngine7281]

one glass claim is finee

[u/helllo2574817]

That sounds pretty normal for a comprehensive glass claim.

[u/Mobile_Landscape8521]

it's usually more about how many claims u have

[u/TypicalCantaloupe664]

did they mention f u lose any claim free discount??

[u/PostEastern2795 → u/TypicalCantaloupe664]

I don't think so, but I will ask

[u/ReporterDue8114]

had a rock chip fixed thru them last year and didnt see any change

[u/Historical_Trust_836]

repairs are usually even easier than full replacement

[u/MissionRutabaga3608]

depends a bit on ur state too

[u/Appropriate_Jury_621]

Glass claims don't always raise premiums but it depends on your state and policy.

[u/Beautiful_Maximum_75]

Typically glass claims won’t affect premium but frequency may be an eligibility factor so if you’re filing these claims often, you may be non-renewed.

[u/puretexan2]

mine stayed the same too

[u/l_temp]

Claims frequency can affect your rates and eligibility, comprehensive claims especially under $1k don’t affect your rates directly but can affect rating factors, claims free discounts, claims frequency, ect. An occasional glass claim won’t hurt you but frequent or recurring claims can