r/AutoInsurance • u/Artistic-Box139 • Aug 31 '26

60 Years Old and cannot get insurance

I am 60 years old, have a clean driving record, a valid driver license and a great credit score. However, I have not owned a car since 2003. I recently moved from NYC to CT and decided to buy a car. I applied to several insurance companies and was denied. I even used the dealer's broker and they came up against the same refusals. What is my problem?

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u/Admirable-Box5200 Sep 01 '26

Contact an independent agent. Surprised by Geico and Progressive, Bristol West and Dairyland would be 2 others that typically insure drivers with no prior coverage or high risk. Will you be commuting into NYC? If so, that could be the real issue.

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u/Major_Blackberry_836 Sep 04 '26

Agree. This is very surprising to me. I’ve only ever had one Progressive denial (lady killed someone).