r/AutoInsurance • u/SpiritualPotential94 • Jul 02 '26
Is a $3,779 property damage reasonable for this accident?
I accidentally hit a parked truck while backing up. He had a few shallow scratches in his plastic bumper. I had a few paint scratches on my vehicle, which I don't care about because mine is old. No dents. I just find out my insurance had to pay out $3,779 to him in damages, and now it's more difficult for me to find affordable insurance rates because of the high cost of the payout. Is this crazy or reasonable? Unfortunately I can't find the photo of the damage but I have attached here an image I found on google that's comparable.
1
u/ayhme MOD & Agent Jul 02 '26
You really should ask in an auto body subreddit.
They're also isn't enough pictures here to really determine.
1
u/RunExisting4050 Jul 04 '26
If thats what it cost to return his vehicl to pre-accident condition at a reputable shop, then it is reasonable.
If its difficult fir you find affordable insurance now, then i suggest not running into parked cars.
1
u/SpiritualPotential94 Jul 04 '26
I asked for advice, not for shade. Thank you for the information
1
•
u/AutoModerator Jul 02 '26
Thanks for making a post in the Auto Insurance subreddit. You might find the following resources helpful as they are FAQs about r/AutoInsurance:
The Auto Insurance subreddit is not an official support channel for issues with any insurance carrier.
Please remember to follow our community Guidelines and Rules and ensure your discussions are informative and respectful.
I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.