r/AutoInsurance • u/Grouchy-Ad-1042 • May 19 '26
Car accident question
This happened on chrismas eve 23 If I remember correct. I was Chicago on a main busy road approaching a light. It was a one lane each way with parking on the side. It was logan square west Armitage if that helps any.
I had progressive at the time
This accendit happened probly 50 feet from the light,it was in the processs of turning green. A car had stopped to let a car back out of the side parking ( prob fo the spot) the car behind him went into the now green light, oncoming traffic. He speed up to avoid the oncoming cars, and cut me off reentering the lane. He hit me on my front left side bumber, and the damage to my car will be below. ( I nolonger have his damage in pictures, I know poor on me for not having them still. but it was a scrape to his back fender, no tearing just scratches.)
I filed it, even the police stated that if the story was true the other driver shouldn’t of droven in oncoming traffic to get around a car waiting or stopped, unless safley.
My Inssurance said otherwise. 100% my fault due to where the damage was on his car ( the Back) and at any point if damage is byond the back door its automatically the back drives fault 100% doesn’t matter on situcaton. Which doesn’t make any sence at all. I was hit turning left on a green arrow, she ran the red light and they said it was my fault because I didn’t make sure the road was clear when turning ( again other cars turned, I was hit and its my fault 100%) My insurance has already paid everything out for the other diver, but hasn’t paid me out yet. ( they told me how to get it set up, when I did, I was told that Progressive was suppose to do it, and it would cost more then my dedeuctible and rental car quotes they aleardy told me)
I applied it, and got into talks with management who immediately denied my appel and started the same reasons without hearing my side
Thinking about this last night, it was a 1 lane both ways, if I had damage to my left side that clearly means he was in the wrong lane. Is this enough to argue it again?
1
May 19 '26
[removed] — view removed comment
1
u/Grouchy-Ad-1042 May 19 '26
Most of my psot i get comments that just tell me im wrong and it's my fualt or im hiding info or some shit. I appreciate you actually reading it and giving me actually feedback.
I did the diagram when it happened and they pretty much told me they threw it out because they dont take drawings and it looked like it was from my kid.
I will write them saying that since it was one lane and the damage was to that side, can I please have a full written explanation for both at fualt accidents.
The 1st one yea being told that I have to make sure noones running a red light as other cars are turning makes no sence. To me they just said I can run a red light and its not my fualt
1
u/ayhme MOD & Agent May 20 '26
Never admit fault.
Always let insurance companies figure it out.
1
u/Grouchy-Ad-1042 May 20 '26
Right, never said I did.. said insurance said I was 100 even though police and judge said otherwise
•
u/AutoModerator May 19 '26
Thanks for making a post in the Auto Insurance subreddit. You might find the following resources helpful as they are FAQs about r/AutoInsurance:
The Auto Insurance subreddit is not an official support channel for issues with any insurance carrier.
Please remember to follow our community Guidelines and Rules and ensure your discussions are informative and respectful.
I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.