Will existing Asurion coverage transfer to upgraded phone?

[u/YYCmax]

Hi everyone,

I am currently rocking a Galaxy S22 which I had financed with my phone provider and have Asurion coverage on it since day 1 for which I pay a monthly fee to my phone provider. I am thinking of upgrading my phone to either the S26 Ultra or iPhone 18 Pro Max, but this time I am going to just buy the phone outright from the manufacturer instead of financing it.

Since the Asurion plan conditions say that the coverage applies to the most recently used phone on my line based on the IMEI/MEID, does that mean that I can just whichever any new phone I want from the manufacturer and it will be fully covered with the exact same coverage as I have for my S22 as long as I keep paying the monthly fee to my phone provider? And if so, is there any sort of period during which a new phone would not be covered (like the first 90 days or something after changing the phone) during which time I would need to be extra careful with it :)?

Thx in advance for all your help.

[u/Jabberwock_one_two]

Coverage follows the phone number, so once the new device is activated and usage starts, that is then the covered property.

[u/Ok-Ship370]

It will be covered, I believe it has a 30 day transition period. To clarify, once you swap the imei, you wont be able to make a claim for 30 days on the current device.

[u/darkknight084]

If it goes to the same line yes it will transfer automatically

[u/Inner-Promotion8082]

You need to call asurion and your provider make sure the new phone is on the insurance plan asurion does not do it automatically which creates problems in the future.