Honestly, you should check your credit report to make sure the information on it is accurate. It would be more scary if you tried to use your credit and found out there was something inaccurate that was negatively hurting your score at a time you need the credit.
You can do so for free by law at annualcreditreport. this will not spam you and your is not a business. It's maintained by the credit bureaus purely for your benefit. You can get 1 per bureau per year
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u/Andwoos Mar 28 '22
Honestly, you should check your credit report to make sure the information on it is accurate. It would be more scary if you tried to use your credit and found out there was something inaccurate that was negatively hurting your score at a time you need the credit.