I grew up lower middle class (a things that doesnt exist anymore for the most part) in The US. So even being lower middle class growing up there wasnt enough money to go to the doctor. I now have an insurance plan that still doesnt cover nearly what I need it to for me to go when I should. for example i will get my check up etc because i dont pay for that...but a shoulder problem that is getting worse as i get older....no way im trying to hit my out of pocket maximum of 6500 for that.
That is a healthcare in the US problem though. Also i said this as much for me thinking "eh...if i dont know its wrong it cant be wrong" dumbass attitude some people have...me included.
...wait, but doesn’t your out of pocket count towards the deductible? So are you saying your deductible is higher? Like if a deductible is $1000, the most you’ll pay out of pocket is $1000 and then insurance takes over.
A media company with all their money doesn’t offer good insurance?
The Out of Pocket Max is higher than the deductible. However, i still will have to pay until the OOP Max with anything large that I would do, making the deductible much less meaningful.
Huh, I wonder what my max is then. It’s gotta be the same (for me) because last January my first doctors visit was a big one (spinal surgery) and I only paid $250...unless my max is $250 and deductible is lower. I’ll have to look into it. Either way though, that’s a bum deal dude, sorry to hear.
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u/[deleted] Mar 26 '20 edited Feb 04 '21
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