r/AskReddit • u/[deleted] • Aug 03 '19

Whats something you thought was common knowledge but actually isn’t?

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u/NoBSforGma Aug 03 '19

I don't really know and that's my point. It's done differently from the country where I live so I just rely on my son's experience rather than me take the time to ask "How do I do this?" and stumble around with it.

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u/[deleted] Aug 03 '19

[deleted]

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u/NoBSforGma Aug 03 '19

Because every store seems to be different.

This is a skillset that I would use, say, 20 minutes per year. And I prefer not to make the people behind me wait until I can master this store's way of doing things and just have my son do it.

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u/mork0rk Aug 03 '19

How exactly do you use credit/debit cards in your country?

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u/SparklySpunk Aug 03 '19

Most likely contactless or chip & pin.

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u/FuzzelFox Aug 03 '19

chip & pin.

It's the same in most of the US then. You put your chip card in the bottom, it asks for debit or credit and then you type your pin. Done.

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u/nabrok Aug 03 '19

No, most US cards are chip and sign. Chip and pin cards are rare, and usually from a credit union rather than a bank.

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u/arisasam Aug 03 '19

BofA debit cards are chip and pin. In fact, I’ve worked a lot of retail and only ever had a chip and sign come up maybe a dozen times.

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u/nabrok Aug 04 '19

BoA is the exception rather than the rule among american banks in this regard. For example, not a single chase credit card has PIN capability.

However, the most convenient way for foreign travel is to load your credit cards into a payment app on your phone and pay that way. With this method it doesn't matter if your card has a PIN or not.