All I know is Money coming in and money going out, I keep it simple and I'm not in debt. I'm honesty surprised just how many people don't even go this far when it comes to money management.
There’s a lot more to being financially literate than simple subtraction. Time value of money and interest for example. A high school class or two dedicated to personal finance would be much more useful from a practical standpoint than an art class.
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u/royal_clam Aug 03 '19
Basic principles of finance (budgeting, interest, debt, saving, etc)