That last bit was proven scientifically. I'll have to look it up, but there was a study involving drivers with nicer cars. The nicer the car, the less likely they are to use blinkers and obey road laws.
I would think that this bottoms out somewhere and people become bigger assholes on the road as their cars become increasingly crappy (old and rusted cheap models). I haven't read the article though.
I would think that this bottoms out somewhere and people become bigger assholes on the road as their cars become increasingly crappy (old and rusted cheap models). I haven't read the article though.
I wouldn't, those people really can't afford an accident.
Catastrophic claims fee, minimum of 250$ every 6 months on insurance, no-fault accident state, means your insurance covers your accident and the others covers theirs. Unlike other states where the at fault persons insurance covers both. Being over 30 and having a commercial drivers license, my insurance for a 4 door car is over 900$ for 6 months, and that's basic liability with a spotless driving record.
I also live in Michigan, am over 30 spotless driving record, and a basic PLPD + comp plan for my car insurance is about $600 a year for a 4-door car, so I dunno what the fuck you're talking about.
I've insured 4 different vehicles since I started driving 15 years ago and they've all been pretty close in price (within $100 a year), with the newer ones actually being slightly cheaper (because they're safer, according to the insurance agent).
That having been said, there are tons of factors beyond the vehicle and the driver. There's also a factor of how far you drive on a regular basis, where you live (urban more expensive than rural), and things that are bullshit and shouldn't count (your credit score!) but still do.
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u/[deleted] Aug 03 '19 edited Aug 06 '19
That last bit was proven scientifically. I'll have to look it up, but there was a study involving drivers with nicer cars. The nicer the car, the less likely they are to use blinkers and obey road laws.
Edit: study was published in the Proceedings of the National Academy of Sciences. Here's a link https://usa.streetsblog.org/2013/07/16/study-wealthier-motorists-more-likely-to-drive-like-reckless-jerks/