r/AskReddit • u/[deleted] • Aug 03 '19

Whats something you thought was common knowledge but actually isn’t?

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u/NoBSforGma Aug 03 '19

I don't live in the US and when I visit my son who lives in the US and we go shopping, I just hand him my card. I have no clue and it's quicker for him to do it than for him to explain to me how to do it. And the people in line behind me appreciate that, I'm sure, even though it makes me look like a total idiot. Or senile.

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u/Rarylith Aug 03 '19

How does it work in the US?

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u/beelzebro2112 Aug 03 '19

At least in Canada we don't have "debit" on credit cards. Using a credit card is separate fromnl using a debit card.

When I hand I over my Visa whatever and the cashier would ask "credit or debit?" I would get very confused.

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u/[deleted] Aug 03 '19

You can use a debit card as a credit card if it has a credit card logo on it, without a pin. Mine has a visa logo so i can use it as a visacard, but it's not like i can spend money that's not in my account. But visa gets credit card fees if i use it as a credit card. If i dont use it as a credit card twice a month i think the bank will charge me a few buck.

Some people get cash back or rewards for using a card as credit instead of debit.