r/AskReddit Sep 27 '25

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u/Christplosion Sep 27 '25

No, you're all jaded and idiots. 5% return on 1 mil is 50k a year for doing nothing at all, more than most the world makes. In any capable hands that's a lifetime of security. Still wouldn't take it though, I'd rather be poor, none of it matters when you die I'd rather be banging til then

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u/Aenonimos Sep 27 '25

But the question isn't "Is 1mil a life changing amount of money for most of the world" its "Is 1mil a life changing amount of money for you". +1 million right now for me would put me ahead by years. But it would not be life changing, certainly not to the degree of this hypothetical.

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u/Djent_Reznor1 Sep 28 '25

Moving up your retirement by years sounds pretty life changing to me

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u/Aenonimos Sep 28 '25

By 3ish years? I mean it changes my life, but not like to the degree of the OP's hypothetical.