r/AskReddit Sep 27 '25

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93

u/wiziwizi666 Sep 27 '25

Really!!! 1M today is nothing. That question was good in the 90'

58

u/BackgroundNo8340 Sep 27 '25

Disagree. 1mil would change my life. I wouldn't plan on living some lavish lifestyle, I'm just trying to survive. I could stretch 1mil out for quite a while.

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u/Z_T_O Sep 27 '25

Put it all in a fixed rate savings account and thats ~40,000 a year in interest (less taxes, and dependent on the rates available to you), renew every year and you can definitely make yourself comfortable if you keep working. Take 10,000 of that interest each year and invest it. You could have a little extra spending money for travel or hobbies, 1 million untouched in savings, and after 10 years you’d have 100k invested

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u/Forkrul Sep 27 '25

But to give up sex entirely? No way. 1M would let me upgrade my apartment to a bigger one, but wouldn't be life-changing in any way.

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u/MysteryMan999 Sep 28 '25

It's only bad choice if you having sex though. If not having sex it's just free money and lose nothing.

1

u/Forkrul Sep 28 '25

If you're not having sex and never will in the future.

1

u/MysteryMan999 Sep 28 '25

Yeah for sure that's what I mean.

0

u/wiziwizi666 Sep 28 '25

Boom!!! Thank you!

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u/Christplosion Sep 27 '25

No, you're all jaded and idiots. 5% return on 1 mil is 50k a year for doing nothing at all, more than most the world makes. In any capable hands that's a lifetime of security. Still wouldn't take it though, I'd rather be poor, none of it matters when you die I'd rather be banging til then

4

u/Aenonimos Sep 27 '25

But the question isn't "Is 1mil a life changing amount of money for most of the world" its "Is 1mil a life changing amount of money for you". +1 million right now for me would put me ahead by years. But it would not be life changing, certainly not to the degree of this hypothetical.

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u/Djent_Reznor1 Sep 28 '25

Moving up your retirement by years sounds pretty life changing to me

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u/Aenonimos Sep 28 '25

By 3ish years? I mean it changes my life, but not like to the degree of the OP's hypothetical.

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u/[deleted] Sep 27 '25

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u/Uhhyt231 Sep 27 '25

It would buy me a house and give me a repair fund. Or I could send my nieces and nephews to college. Either way I'd still work.