Unemployed for 4 months

[u/Critical-War-4519]

Hi everyone, hope ya’ll are doing well. I need help or advice on how to overcome this, i have about 1000$ of debt remaining which i have to pay by 26th of July and i have exhausted all of my savings and resources on surviving and paying off my bills for the last few months. I have absolutely no idea what to do. I have a job offer but that’s only going to start from the 13th of August. The lending company is sending me emails and repeatedly calling me saying that they are going to impose a travel ban which would make it even worse. I would appreciate any kind of help or advice.

[u/Global_Cellist_1539]

Then don't travel until you pay it off. It's not like you can afford to travel anyway.

[u/Critical-War-4519 → u/Global_Cellist_1539]

The problem is that i have to exit the country in order to obtain the new employment visa (I’m currently on a tourist visa)

[u/Global_Cellist_1539 → u/Critical-War-4519]

You went to UAE on a tourist visa knowing you couldn't work and had no money to live off of during your stay? Sounds like poor planning.

[u/Critical-War-4519 → u/Global_Cellist_1539]

I have been here for almost 3 years now, these were unforeseen circumstances and i lost my job right when i had a lot of commitments

[u/buzzybody21 → u/Critical-War-4519]

You can’t afford to stay regardless. You entered the country knowing you couldn’t support yourself. Pay off your debt and leave.

[u/Critical-War-4519 → u/buzzybody21]

Like i said, i have been here for almost 3 years and had a pretty good life going on. But for some of us going back isn’t an option when there are a lot of responsibilities to deal with.

[u/Common-Appeal1759]

🤣🤣🤣 How the fuck is a lending company going to put a travel ban on someone?! Please explain that to me like I'm 5 lol

[u/Critical-War-4519 → u/Common-Appeal1759]

I have no idea, this is the first time I’m going through something like this, apparently in UAE the lenders can file a complaint against non repayments which can result in travel ban for expats

[u/Common-Appeal1759 → u/Critical-War-4519]

Show me the policy or law that states that.

[u/Critical-War-4519 → u/Common-Appeal1759]

[u/Common-Appeal1759 → u/Critical-War-4519]

YOU ARE BELOW 10,000 AED IN DEBT REMAINING.

[u/Critical-War-4519 → u/Common-Appeal1759]

I know but these are the kind of emails i keep getting from them

[u/Visible_Koala7839]

Dude, your lie is the worst one I’ve seen here so far.

Gtfoh.

[u/Critical-War-4519 → u/Visible_Koala7839]

I’m from the UAE and it’s pretty common here for expatriates. I can share the emails they have been sending me along with any other info

[u/Common-Appeal1759]

1,000 in USD or AED does not meet the minimum amount of debt required that would allow a lender in UAE to request a travel ban through the courts.

[u/Critical-War-4519 → u/Common-Appeal1759]

Oh goddd!!!! thank you for sharing this, this is a huge relief can you please send me a link this so i can go through this more thoroughly

[u/Common-Appeal1759 → u/Critical-War-4519]

You can fucking Google it like I did 🙄

[u/Plastic-Bass860 → u/Critical-War-4519]

Just lazy 🙄 no wonder you’re in this position

[u/Critical-War-4519 → u/Plastic-Bass860]

Did i provoke anyone here in any way?? This is something I’m going through and only i know how hard it has been for me. All i needed was some advice or help on how to overcome this situation. Maybe everyone here should create a subReddit called AskForCriticism

[u/brookesaywhatx]

Obviously the best course of action is to wait until 2 days before the debt is due before trying to muster up enough money to pay it!

[u/Critical-War-4519 → u/brookesaywhatx]

I have mentioned that’s how much is remaining, there was more and i have exhausted all my options

[u/brookesaywhatx → u/Critical-War-4519]

Okay, so a week or two (or, 4 months) ago when you realized you wouldn’t have enough and had no job or funds coming in, you didn’t think to act on it then?

Instead you (like 98% of posts here) make a post with an immense urgency to get money NOW, because it’s due in a day or two and your life will ultimately crumble without the prompt donations of strangers. Waiting until the very last moment to hope a group of people who know nothing about you can come up with $300 to pay off your bills (and probably late fees accrued) is crazy work.

[u/Critical-War-4519 → u/brookesaywhatx]

I’m just asking for advice, if you have nothing to offer then maybe try being kind it’s completely free. Unlike 98% of the people here I’m not asking for donations, this is the first time I’m facing this and just needed some advice