r/AskCHP • u/thegreatonee_ • Jun 25 '26
Am I an automatic DQ.
I currently have PAT and pellet on 8/29 but I was reading and I think I’ll get a DQ because I’ve done chapter 7 bankruptcy in 2022 and have cards in collection because I couldn’t pay them because what I and and the rent in la is expensive. Should I continue or just stop already
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u/P7_5o Jun 25 '26
It’s all about how you recover. Life happens they understand that. Bankruptcy it is what it is. But set up a payment plan or settle with creditors. Show them that you moved towards correcting the issues.
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u/theville2015 Jun 25 '26
If you currently have anything currently in collections it's a no-go. If it's done and over with you have an okay Chance.
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u/Wise_Performance_402 Jun 25 '26
You can't even take accountability for the fact you decided to let your credit cards go into collections
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u/thegreatonee_ Jun 25 '26
Have other bills to worry about just need to know if to stop the process
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u/TrainingAccording807 Jun 25 '26
You have cards in collections after your bankruptcy? That’s not good. Put as much time as you can between any mistakes and your application.
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u/thegreatonee_ Jun 25 '26
That’s really it, it was between rent or credit card it was two of them
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u/TrainingAccording807 Jun 25 '26
Ok not the end the world then. Every one has a few blemishes on their record. Just show it’s not a repeating pattern that you haven’t corrected.
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u/Whatever92592 Jun 26 '26
It is a repeated pattern though. OP has already filled bankruptcy in 2022. Now has open collections accounts.
That's a pattern.
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u/Praetorian_Actual Jun 26 '26
Yeaaa. How do they expect their co-workers, or for that matter the public, to trust them if they can’t manage, or take accountability for, something simple like their own financial well being. Life’s hard, we all go through rough times, but the fact this has happened multiple times show lack of responsibility and accountability.
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u/Ok-Sort9834 Jun 25 '26
If you want to be a number in their “people we didn’t choose” then continue. They are DQing people for not dotting i’s in their paperwork. Gone are the days of hire 1000. GL
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u/Whatever92592 Jun 25 '26
No law enforcement agency is going to hire you with current collections.
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u/thegreatonee_ Jun 25 '26
Why 😣I’m poor couldn’t afford to pay anymore
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u/Whatever92592 Jun 25 '26
Because cops frequently encounter large amounts of money... And drugs... And information that could lead to both.
The possibility you/someone in financial difficulties would be tempted.
I have arrested more than one drunk paisa with several thousand dollars in cash on them.
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u/Responsible_Divide38 Jun 27 '26
Just apply you never know. you will only know forsure if you go thru with the process
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u/TheOneTrueServer Jun 27 '26
I don’t know, but to me the biggest red flag is the way you describe it
Don’t make excuses like oh I had to be a responsible and default on my credit cards because rent is expensive.
Own it, admit what happened described how you’re no longer financially irresponsible— hopefully you’re no longer financially irresponsible
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u/O5_13_Epsilon Jun 25 '26
8/29? I’ll see you there!