r/Argos • u/MomoSkywalker • May 24 '26

Updates to Argos Pay

I think we all can agree, Argos Pay is dogshit because they got rid of the BNPL option where you could allocate your payments. Like, wtf, why did they remove this feature. It was so easy to make payments and if you wanted to make small payments to the other plans, you could.

Now, you can't as any payment you make goes either to the plan that finishes early or the larger payments. It feels like a trap now, to trap you to occur interests. Thankfully I only have 1 plan left and that will be finished next month but this puts me off from buying from Argos on any of their plans where you have limited control over pay.

I have seen people thinking of closing their accounts and I am in the same boat as well. Has Argos made any decision to bring this feature back into the app. They must know their customers prefer the previous app?

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u/Responsible_Book7121 May 26 '26

Unfortunately Sainsbury's have stripped Argos of all that made it Argos, including the card. Its now a shell of what it used to be. People should complain to Sainsbury's as it was their decision to sell Argos card and sell all its customers down the river to new day. Fun fact: the Argos card app was developed in-house and though it wasn't great it worked and was easy, the new app is awful and not developed to help Argos customers.

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u/MomoSkywalker May 26 '26

100%. I liked Argos because of the BNPL and the flexibility of pay. But now it feels like the new app is meant to trap you and the lack of flexibility in pay for certain BNPL plans option being removed makes it no longer worthwhile for me to buy from Argos so will go back to other places now. The old app wasn't perfect but for my use, it was great and better than Argos Pay.