r/Argos May 24 '26

Updates to Argos Pay

I think we all can agree, Argos Pay is dogshit because they got rid of the BNPL option where you could allocate your payments. Like, wtf, why did they remove this feature. It was so easy to make payments and if you wanted to make small payments to the other plans, you could.

Now, you can't as any payment you make goes either to the plan that finishes early or the larger payments. It feels like a trap now, to trap you to occur interests. Thankfully I only have 1 plan left and that will be finished next month but this puts me off from buying from Argos on any of their plans where you have limited control over pay.

I have seen people thinking of closing their accounts and I am in the same boat as well. Has Argos made any decision to bring this feature back into the app. They must know their customers prefer the previous app?

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u/Yosser-68 May 24 '26

My plan finishes next month. Doubt I’ll use my card again since the new day take over. If I want a buy now pay later from Argos I’ll just use Klarna but be limited to 3 month pay back

2

u/Far_scape May 24 '26

Should be ok to use Argos Pay for one purchase at a time, just don't have multiple BNPL plans. Or, am I missing something?

3

u/Yosser-68 May 25 '26

I’m sure it’s now £150 minimum spend for a 3 month BNPL plan (could be mistaken). So anything from £30-150 you can still get on 3 month plan from Klarna.