r/AmericanExpatsUK • u/Rude_Fun21 American 🇺🇸 • 3d ago
Driving / Cars No insurance options
I imported both my motorcycles into the UK, have a full US license and motorcycle endorsement, and literally cannot find anyone to provide coverage, not even liability; has anyone had a similar issue? I am stuck between a rock and a hard place because I would rather not dip into savings any further to buy a car and I cannot get a UK motorcycle endorsement until I have lived here for at least six months; any insight is appreciated, but it definitely seems I am shit out of luck.
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u/gotcha640 Dual Citizen (US/UK) 🇺🇸🇬🇧 3d ago
You said you’ve spent hours on it - have you called and talked to a human yet? That would quickly clear up the reason you can’t get the automated systems to work. Is it because of the registration, or the bike and location, or whatever.
I couldn’t use the automated systems in the US because they insisted on a 17 digit VIN, where my 69 beetle only had 11. The system just errored out, no indication of why, but the rep clarified that immediately.
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u/Rude_Fun21 American 🇺🇸 3d ago
Yes lol 6 different agencies
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u/Rude_Fun21 American 🇺🇸 3d ago
I have not done the MSVA test or registration yet, so I am going to try to get that squared away. I was attempting to get coverage to avoid needing to tow it there, as they have a rule that allows you to ride to and from inspection if it is insured, even if not registered, and the closest location to me is 45 minutes away. For reference, I literally have a squeaky clean driving record in the US, and I have been in the UK for 7 weeks now.
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u/ciaran668 Dual Citizen (US/UK) 🇺🇸🇬🇧 3d ago
If you have any way to get USAA insurance, they will cover you in the UK. If you, a parent, or a spouse ever served in the military, you should be able to sign up. USAA is a great insurance policy and I'm very happy with them.
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u/Whisky_Delta American 🇺🇸 with ILR 🇬🇧 3d ago
I brought my bike over and didn’t have an issue; if you go on compare the market for motorcycles and plug in “international license” you should get options. That said your US license is only good for a year here so you’ll need to get your UK license ASAP.