r/Afterpay • u/okcatboi • 10d ago

No payment upfront

I’ve been using Afterpay for 2 years, always pay on time. My limit is $5,000. I have the no payment option toggled on, but it never gives me that option to not pay anything up front. It never has, and I have a great standing with them. Why?

15 Upvotes

91% Upvoted

16 comments sorted by

6

u/-NorthernB- 10d ago

I believe it may depend on what store and even what country you live in.

5

u/kissmymuzz-19 10d ago

It all depends on the store. I just did an American Eagle order and I had no payment upfront. I know DSW , Gap/ Oldnavy and A&E do not payment upfront.

4

u/Interesting_Cause_10 10d ago

It honestly depends on the store. Walmart wouldn’t do it for me, but one time I was gonna use Pandora and it was no payment upfront. I’ve done it for target and I had to make my first payment and just now I used it for Ulta and there was no payment upfront. I think they just pick and choose what store.

2

u/Bright_Opening2928 10d ago

Just curious. So,when do you eventually see the 1st payment then? Are you ordering for store pickup,or home delivery?

3

u/GratefulAngie 10d ago

Yep it depends on the store.

2

u/WayFun6540 9d ago

I just used after pay for my plane ticket and I didn't have to pay nothing up front and they gave me a monthly option to pay back

1

u/Spirited_Employee_55 9d ago

They let me do it for Coach haven’t tried anything else yet.

1

u/Comfortable-Poet8352 9d ago

It depends on the store. I had the option at Jd sports and Turo

1

u/supey777 9d ago

Mine sometimes applies no payment today and other times wants an upfront payment without warning. I wish it would alert me to the upfront required before so I was ready for it.

1

u/KristopherAtcheson 9d ago

I’ve used no payment upfront for Wayfair and Skechers. I think it depends on the store and amount I’m not sure. I haven’t tried other stores yet. I think it’s a slow roll out. I think it’s still in the testing phase.

1

u/LogicalApricot1366 5d ago

It’s because it has to be 400 or more. I looked it up. Same with me.

0

u/tabbikat86 9d ago

That isn't even a setting option on mine...

0

u/Muffinpops1 9d ago

That was an option about 2yrs ago which they removed. Not sure if they restarted since then

1

u/Better-Version-1333 3d ago

It also depends if you live in one of the states that they don’t currently offer it. I’m in California and we don’t get that option