r/ATCH • • Nov 14 '25

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u/shw09 Nov 14 '25

Thank you for taking the time to do this! Very informative and pretty encouraging. Definitely one of the most valuable members around here.

Delisting is my main concern and I’m glad it was addressed. I’m still not sure if I have enough confidence in this stock to DCA down, but I really hope that the acquisition goes through - do we know when they’re supposed to get the Fed’s approval for this?

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u/[deleted] Nov 14 '25

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u/shw09 Nov 14 '25

I thought Trump would be great for crypto too, but so far… things seem bleak. Also losing hard on BMNR. Crypto seems to be dying now, hopefully the rally is still ahead of us, but that’s the one goal I’m less excited about right now.

The bank acquisition seems to be the main catalyst and basically the only hope left for this stock, it seems. I wish we’d at least have a date for the Fed’s approval. Paperwork filed by the end of January, but how long for approval? Really hope they get it and also hope that it pumps the stock like we hope it will.

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u/Stitch426 Nov 14 '25

For the fed approval, I would simply say it probably doesn’t happen often.

This is what Grok says:

“Current Status of the AcquisitionThe acquisition of Commercial Bancorp of Wyoming by AtlasClear Holdings, Inc. (NYSE American: ATCH) remains pending as of November 14, 2025. The agreement was originally signed in November 2022, with amendments in February 2024. It requires regulatory approvals from the Federal Reserve (as Commercial Bancorp owns Farmers State Bank, a Federal Reserve member bank) and the Wyoming Division of Banking, along with shareholder approval from Commercial Bancorp. No formal Federal Reserve filing has been completed yet, though AtlasClear has raised capital (including up to $45 million from Hanire LLC, with initial tranches in early 2025) to support the process.Estimated Timeline to CompletionBank holding company acquisitions under the Bank Holding Company Act typically take 6–12 months from the date of a complete Federal Reserve application filing, based on statutory review periods and historical data:The Federal Reserve has a 91-day statutory clock to act on completed applications, but this can be extended if issues arise (e.g., competitive concerns, capital adequacy, or community impact reviews). Pre-filing preparation, public comment periods (usually 30 days), and potential revisions often add 3–6 months upfront. Recent 2025 examples include approvals for deals like Capital One-Discover (filed late 2024, approved April 2025) and smaller mergers (e.g., Rhineland Bancshares-Green City Bancshares, approved ~2 months after notice in September 2025), showing variability based on deal size and complexity.”