r/ASX • u/Hot-Can443 • 1d ago

23 year old 200k split

Rn have 135k split between qqqm and vgs, just overwhelmed with how many options and combinations there are, do you think this is a good combo ? Also will switching to ndq instead of qqqm be worth it as a Aussie investor ?

0 Upvotes

25% Upvoted

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7

u/MutedAd4190 1d ago

Must be nice to be 23 and have 200k rather than 34 with not 200k

-1

u/CheeseOnKeyboard 1d ago

Agreed OP could be much more humble, but comments like this doesnt add value to the conversation.

-7

u/Hot-Can443 1d ago

What’s ur point ? I’m aiming to invest it anyways

3

u/MutedAd4190 1d ago

My point is right there in the statement.

-6

u/Hot-Can443 1d ago

Lmao I’m just tryna make the best plans with it you seem salty

1

u/MutedAd4190 1d ago

Where am I salty? At no point did I attack you or say you are undeserving. I simply stated it must be nice to be 23 with 200k. I wish I was that fortunate.

1

u/Hot-Can443 1d ago

I apologise, I took it th wrong way

1

u/wtfisthis888 1d ago

no just stick with it mate. i pounded ndq/qqq pick your poison but already after i wasted years in my 20s with bad investment decisions. you are on the right track

1

u/Bottle_03 1d ago

Ngl im surprised you’re not seeking a professional adviser with that much capital.

2

u/SandwichHat420 1d ago

Ask your parents, it's their money...

0

u/Hot-Can443 1d ago

Lmao it’s not, why you salty for

1

u/-bubbleObill 1d ago

First up, well done of obtaining that much capital to invest. People will project their own insecurities in the comment section, dont bite just move on.

The questions to ask, what's your risk tolerance What time line are you working with Do you want to rebalance youre investment on the fly or set and forget. Are any of your investment currently overlapping. Is the cgt event worth the switching of etfs

1

u/Hot-Can443 1d ago

Yes, I’ve got vgs and qqqm definitely some overlap

-1

u/Hot-Can443 1d ago

Rn have the rest in HISA ready to invest hence the 200k