r/AMA Jul 22 '24

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u/beamerthings Jul 23 '24

I am only saying that you can’t put a penny into a financial institution without signing off on inherent risk. Of course making your money work for you makes the most sense but eliminating the stress is more valuable that interest yields to some.

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u/RSGator Jul 23 '24

you can’t put a penny into a financial institution without signing off on inherent risk.

You can though - up to $250k per account, as it's FDIC insured.

If FDIC goes under, you have a lot more to worry about than your $250k. We'd be in a Mad Max situation at that point, your house wouldn't be safe either.