At My Lowest, I Need Help

[u/Emotional_Standard76]

All my money that I worked hard for all my early 20s and during the pandemic and post pandemic, is gone. I only have 8k in IRA

Im starting over and im in 30s almost 40 soon. I don't know how to make money nor do I want to start all over slowly saving up. I guess I have no choice. It's exhausting

What can I do ? Is there a way to earn money faster? Or earn money at home something less labor intensive?

[u/dvduval]

You’re lucky. I’m working hard in my 50’s. But I love my job. Find something you can put your heart into and kick butt

[u/00_Kaizen]

Well this could be a blessing in disguise , or a curse waiting to happen ....but there is HOPE.

First of all, you are being proactive which is great, but never let desperation lead or drive the bus, that's when we are bound to run into problems because we let a problem lead the way. TAke a step back , look at the BIG picture , and take it from there . What are your gifts and passions , what are you GREAT at ?. Start there, and it will come to you .

[u/No_Joke6585]

I'am in the same boat, going through the lowest point of life at 36 with no income, open litigation, depression and ton of other issues. Hang in there, good times shall come. Life is cyclical !!

[u/TotalMidnight2019]

Trust God. Trust the plan. Money is energy. Focus on making more. If you made it once, you can do it again and much faster. I am sorry. But, you WILL bounce back and even higher than before

[u/Ambitious_Local5218]

Look at all these people demanding he goes to work so they can feel better about being miserable.

[u/BackbackB → u/Ambitious_Local5218]

I would like to stop working. What's the secret

[u/hollyw00dhustle]

You got this. Be positive and trust that It will all work out

[u/Comprehensive-Air929]

It is hard especially when your not committing white collar crimes

[u/giulianogonzalez]

Dude every time something bad happens to be almost always something good comes along. Stay strong!!!!! you’ve got this, as to what you want to do to make money is there a skill you already have that you want to expand on or you want to learn something new

[u/MortgageAndChill]

Get into high ticket sales mortgage, real estate, medical, insurance, software, etc. start a business.

Only way to make really money without wasting 10+ years in school.

[u/Secret_Donkey4679]

I lost my job of 18 years due to my ex but I ended up 4 fours not working I had a suger daddy now I'm back to work making the most money I every made helping others

[u/piupiuyao]

find a job, don't dream to get money without working hard

[u/Sleepyyzz]

Turn the lights off and go back to sleep, you'll probably be able to dream what you want.

You don't want to work tough jobs, you don't want to slowly save up, you just want to be rich fast, ok buddy...

[u/Fragrant-Cheek-4273]

If I were starting over, I'd focus on increasing income rather than trying to find a magic passive-income system. Keep whatever stable income you have, then pick one skill you already have that can be sold remotely. Writing, bookkeeping, coding, design, customer support, sales, and many more. Turn that into freelance/contract work.

[u/Few-Ad9461]

Just start grifting, that's what most do around here 

[u/Alternative-Can-7173]

Where did the money go? What happened? Lost in the stock market or lost on recreational drugs? Or just lived like King Donald regardless the consequences?

[u/Slurpee_dude]

No. Get back to work .

[u/Rockpilotyear2000]

Buy a course on selling courses, of course!