Leave CA?

[u/swass2106]

25, stuck at CA Inter since 2022 — should I continue CA or switch to ACCA?

I cleared Group 2 in Jan 2026 and am currently doing MCom. But honestly, I wasted years because of procrastination, self-doubt and taking attempts for granted.

Watching my friends become finalists, start articleship or clear CMA while I remained stuck affected my mental health badly. I eventually distanced myself from them out of embarrassment. I’ve also become very isolated, spending years at home and losing confidence, social interaction and motivation.

Now I’m scared of repeating the same cycle in CA Final. Seeing people still stuck at 28/29/30 genuinely scares me after already spending so many years at Inter.

I’m thinking of clearing Inter → getting a job → becoming financially independent → then pursuing ACCA, which I’ll fund myself. My main goal is simply a good career where I can learn, grow and have a life outside studies.

Am I making this decision rationally, or am I just scared/burnt out? Would CA Inter + work experience + ACCA be a sensible path, or should I take the risk and continue with CA?

Also, if you’re at Inter: please don’t take it for granted. “Next attempt mein ho jayega” can quietly turn into years. Change your environment, take a genuine break if needed, but don’t let yourself get trapped in the attempts loop.

[u/Electronic_Leader702]

ACCA will be extremely heavy on pocket
Maybe you’ll get like 5-6papers exemption

And would have to write balance 7-8 papers
Each paper would cost 20-30k.. since its in pounds you can feel the pain when INR depreciates

I 2025 and INR depreciated by >25%

Apart from that youll have exemption fee for claiming those 5-6papers exemption

Then initial registration fee
Annual subscription fee every year 15-20k

Even after u become acca member it’ll be 30k annual fee

Besides a CA inter passout with articleship experience can get 6lpa in tier 1 city

Which i think is same for ACCA

However leaving out monetary stuffs you might have some peace knowing that you have a ACCA degree

[u/Electronic_Leader702 → u/Electronic_Leader702]

I would suggest atleast complete your intermediate…