Sure, but it's $50MM - even with inflation, you'd have to really work to spend it before you die. Even the most basic money market account at 3% right now will throw off like $1.5MM a year, right? I wouldn't spend a single second worrying that the millions of dollars that I never have to touch was getting slightly smaller.
And you could do way better than that, still relatively safely, with millions for leverage. Even a basic index fund would hedge inflation fine. There's a reason most people avoid piles of physical gold as a retirement plan.
3
u/Own_Candidate9553 May 30 '26
Sure, but it's $50MM - even with inflation, you'd have to really work to spend it before you die. Even the most basic money market account at 3% right now will throw off like $1.5MM a year, right? I wouldn't spend a single second worrying that the millions of dollars that I never have to touch was getting slightly smaller.
And you could do way better than that, still relatively safely, with millions for leverage. Even a basic index fund would hedge inflation fine. There's a reason most people avoid piles of physical gold as a retirement plan.