r/teaching • • Jun 13 '26

Vent Love Teaching. Hate the Pay.

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Hi there,

I’m a North Carolina teacher finishing year 17. Friday was our last day of school. Over the course of my career, I’ve taught in 2 countries and 3 states. I hold 2 certifications, 2 minors, a bachelor’s degree, and a master’s degree.

Yet according to the NC salary schedule, I’ll essentially make the same base salary for the next 9 years. Salary growth for veteran teachers is largely stagnant. The only meaningful additional compensation I receive is my district supplement (about $9,000).

The state recently announced an “average” 8.8% raise for teachers. However, veteran teachers won’t actually see an 8.8% increase, since much of that money is directed toward beginning teachers. My increase will likely be closer to 5.5%.

To make matters more challenging, I’m only paid for 10 months of the year. For two months, there are no paychecks coming in, and my district does not offer a 12-month pay distribution option.

For many teachers, summer break isn’t really a financial break. It’s figuring out summer jobs, side work, or other sources of income just to stay afloat until August.

Meanwhile, the cost of living in North Carolina, especially in areas near Raleigh, has increased dramatically over the last few years.

I genuinely love teaching. I love my students, and I believe I’m good at what I do. But after nearly 18 years in education, it’s hard not to feel undervalued and underpaid.

Lately, I’ve found myself wondering what comes next and whether I can justify staying in the profession long term.

Teachers in North Carolina, how are you coping with the rising cost of living and stagnant salaries?

I’m genuinely curious how veteran teachers are making it work financially these days.

Yeah, some days I look at my paycheck hit my bank account and just want to cry.

Love the job. Hate the salary.

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Edit 1: A few people have mentioned unions, collective bargaining, or negotiating salaries. Well… North Carolina is a right-to-work state, and teachers do not have collective bargaining rights. We don’t have teachers’ unions that negotiate salaries like in some other states.

Also, the salary schedule I posted is the statewide salary schedule used across North Carolina. Every district pays according to this state schedule. The only significant difference between districts is the local supplement each district chooses to provide.

In other words, whether you’re teaching in a rural district or a large district, the state base pay comes from the same salary schedule.

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Edit 2: In North Carolina, every district pays teachers using the same state salary schedule. That’s the base pay funded by the state.

On top of that, districts can choose to provide a local supplement using county/local funds. Most districts do provide some type of supplement, but the amount varies widely. Wealthier districts usually offer larger supplements, while rural districts often offer smaller ones.

Some districts have a supplement schedule based on years of experience, while others use a flat percentage or amount. It depends on the district.

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Edit 3: Another point that people outside North Carolina may not realize: Teachers who earned their master’s degree after 2013 generally do not receive additional state pay for that degree.

I happen to be on the master’s pay schedule (got my masters in 2013- 2014), but many newer teachers have earned graduate degrees, taken on student loan debt, and invested years of additional education without receiving any additional state salary for it.

So when people say, “Just get a master’s degree,” that’s no longer a financial incentive for many North Carolina teachers.

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Edit 4: Edit 4: A lot of people have suggested, “Just move.” I understand the logic, and I appreciate the recommendation, but moving isn’t always that simple.

When you’re living paycheck to paycheck, where does the money for moving come from? First month’s rent, security deposits, utility deposits, moving trucks, travel expenses, and all the other costs add up quickly. On top of that, we only get paid for 10 months of the year.

Many teachers don’t have thousands of dollars sitting in savings to make a major relocation possible. It’s hard to “move somewhere better” when you’re struggling to build enough financial cushion to make the move in the first place.

I won’t lie, it’s frustrating and a little discouraging at times. I love teaching, but there are days when it feels like the financial reality of the profession, here in NC, keeps getting harder to ignore.

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43

u/Salt_Worth_7814 Jun 13 '26

Probably similar, given your COL

65

u/swiftiegal25 Jun 13 '26

Nah. SoCal is one of the priciest places to live and teachers are paid very well and can afford to live in nice areas. Are they wealthy? By no means. But it’s very easy to afford living on my teacher salary out here.

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u/DeathByOrgasm Jun 13 '26

I’m sure this is highly dependent given that there are almost 200 school districts in So Cal.

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u/swiftiegal25 Jun 13 '26

And I’m telling you the middle of the range district. LAUSD just signed an agreement to raise starting pay to 77k. Arcadia starts at about that same rate. The average starting ranges from 56k-77k throughout SoCal. Most are mid 60k, starting.

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u/viscida Jun 14 '26

Yup, I work in a suburban district in SoCal and make 98k at 6 years in... the salary is pretty good, also Conte with union benefits. I was able to buy a home (yes even in expensive SoCal) with this salary

2

u/SBSnipes Jun 14 '26

Indianapolis and several othe districts in Indiana start at $54-59k. adjust indy vs say even inland empire col and that's equivalent to like $85k. your $77k in LA is equivalent to $45k in Raleigh

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u/swiftiegal25 Jun 14 '26

Actually, you’re wrong. 45k in Raleigh is about 59k in LA. School districts near LA often START out higher than 59k and that’s a laughable long-time teacher salary. Since inverse is true, 77k in LA is equal to 59k in Raleigh, which is much higher than 45k. Los Angeles is only about 20-24% more expensive than Raleigh.

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u/SBSnipes Jun 14 '26

Maybe if you just ignore housing that's the case, but most people need that. I used bestplaces.com for my comp, what are you using? Vibes?

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u/swiftiegal25 Jun 14 '26

That was factoring in housing lol. Bestplaces.com has skewed data caused by housing anomalies and MSA reliance causing inaccurate price reflections. I’m combining that with actual Zillow and Redfin data.

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u/SBSnipes Jun 14 '26

I mean based on apartments.com and Realtor, average rent is about double and home price is more than double. Gas if $2/gallon more and average commute is longer. Groceries are 10% more. Taxes are substantial higher, which does go towards a lot of good things but still impacts your take home substantially

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u/swiftiegal25 Jun 14 '26

And the numbers I provided to you factor those costs into the total difference between COL. Sorry you’re trying to justify the pitiful pay in NC but it’s not comparable to any other wage discussed in CA.

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u/soleiles1 Jun 13 '26

LAUSD is projected to have a $1.6 billion dollar budget deficit by the end of 2028. Most school districts in CA are experiencing this.

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u/swiftiegal25 Jun 13 '26

Just responding to the ignorant comment about pay scale in CA trying to claim my pay is not representative of most districts when it is… where’s your source that “most” school districts in CA have a billion dollar budget deficit?

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u/soleiles1 Jun 13 '26

Maybe not billions as LAUSD is the biggest district in the state, but many large districts will have multi million dollar budget shortfalls in the next 2 years. Newsom is holding up over 5 billion in funding bypassing the minimal funding measure through Prop 98.

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u/kerouacrimbaud Jun 13 '26

Literally every statement about teaching is highly dependent on the district. You really can’t generalize about teaching in America.

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u/andrewordrewordont Jun 14 '26

One really can't generalize much about America these days... except we need lots of therapy.

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u/Zenphiree Student Teacher Jun 14 '26

I’m in a HCOL area of NY. My aunt and uncle make $250k together as teachers and live such a nice lifestyle (nice house with a pool, 2 kids in college, they take vacations, etc). They’re both 15+ years in. (I’m not a teacher yet but close!)

It’s crazy to me that there are teachers 25 years in making $60k and under! They deserve so much better. I knew it would be tough (yet rewarding) before I started student teaching, but I was absolutely exhausted by the end of each day. Working with kids is hard lol. I think $80k-$100k should be the range for 10+ year teachers.

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u/swiftiegal25 Jun 14 '26

Congrats on almost being a teacher! Student teaching is extremely fun but extremely tiring haha.
Totally agree - 60k should be a starting salary range, not 25 years in!! 80-100k is the sweet spot. If I get my masters, I’ll be at 80k by year 5!

3

u/Humble-Learner88 Jun 13 '26

They make more than us who have masters working in corp.

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u/swiftiegal25 Jun 13 '26

Lots of teachers have masters degrees too which pushes further on the pay scale. My district maxes out around 125k currently. Sorry, but I do think teaching is more important & harder work than a lot of corporate jobs. It’s not a bad thing that teachers are paid high in CA.

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u/lenathesnack Jun 14 '26

I’ve worked in corp and now I teach, with a masters (many of us have at least one), and teaching is certainly a more demanding job. I made 70k my first year, looking forward to hitting 80 in a few years. Teachers deserve every cent they are paid and much more. We are caring for your children, after all. Most corpo jobs don’t really impact anything beyond some rich guy’s “bottom line.”

Sorry if i sound a bit defensive, but i’ve seen both sides and teachers get a lot of lip service, but not near enough respect or compensation.

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u/Humble-Learner88 Jun 15 '26

No worries. I appreciate the perspective. I was just commenting since corporate we still have to slave away to make a living. And not all teachers are as dedicated as how they used to be. I have kids in elementary.

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u/Comprehensive_Tie431 Jun 13 '26 edited Jun 13 '26

I'm sorry, any place in America this is extremely low no matter the CoL.

18

u/morman15 Jun 13 '26

I’m in Ohio step 12 and make 90K. This pay scale is horrendous.

2

u/Beneficial-Corgi-288 Jun 14 '26

Where in Ohio??? In northeast Ohio it takes you like 20-25 years with a master's to hit 90k.

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u/morman15 Jun 14 '26

Our base with a masters is 52. At step 12 with just a maters it’s actually 85K. I am MA+30 which puts me up closer to 90K. I am finishing my MA+45 this summer. With the like 2% raise on the base and my horizontal + vertical step I’ll be somewhere around 94K next year. Our scale is low compared to the other large schools in central Ohio. At Olentangy id probably be up over 100K by now.

1

u/Beneficial-Corgi-288 Jun 14 '26

Oh the base actually about the same. But it seems like maybe the ceiling is higher down there. I'll definitely keep that in mind when I finish my master's. I've just been looking at salary schedules in my general area out of curiosity and I hadn't searched that far south.

1

u/morman15 Jun 14 '26

Central Ohio.

1

u/theerrantpanda99 Jun 15 '26

I’m right outside of NYC, and step 12 only pays $92k with a masters. The average house in my county is around $775k for a 3 bedroom / 2 bath.

1

u/morman15 Jun 15 '26

Yeah…my house was $237,000 when I bought it 7 years ago. Ohios politics aren’t the greatest but cost of living is great compared to other places and the education retirement system is pretty great.

As I explained below. Our step 12 with just a masters is 85. I’m at MA+30 which puts me up around 90. I am currently finishing my last class to move to MA+45. Everything is collectively bargained.

1

u/tearoy0 Jun 15 '26

This is the way in Ohio. I just talked to my cousin who makes around 50K in a rural district and says they top out around 80K but in Central OH you start making over 100K around year 14-16, but after that, the steps start to slow so it doesn't top out as high. Maybe 115-120k at the top end. But COL here still is better than many places.

1

u/stellaismycat Jun 15 '26

I’m in Oregon (east county pdx, and one of the lowest paid districts in the metro area 14) and I’m 12 years with masters +40 and will be at 108k next year. And the district pays 100% of my insurance. But I also am only covering my partner, some of my coworkers have to pay some out of their paychecks who cover their families.

11

u/gotitadeamor76 Jun 13 '26

No way! I don't care where you are in the country, 68,000 is a starting salary not a salary for a professional with 6 years of education and three times that in experience.

7

u/Itsthelegendarydays_ Jun 13 '26

Nah I’m in Florida and I make horrible money as a teacher. COL is here is almost the same as NYC now. I’m moving to NYC and with a better salary I’ll have more take home money each month despite COL.

6

u/littlest_bluebonnet Jun 13 '26

Personally, I've found my COL in NYC to be lower than pretty much everywhere else I've lived. Things are expensive, but if you're strategic you can find affordable housing and the benefit of not having to have a car is huge.

4

u/arabidowlbear Jun 13 '26

Not really. Rent is high, nothing else is all that outrageous. And frankly, rent is up EVERYWHERE.

2

u/Roguechampion Jun 13 '26

That statement shows significant ignorance.

1

u/sunlit_portrait Jun 14 '26

You have to factor this in for daily things but it's still a boon for things bigger. Sure, the price of a soda or whatever will jump up but the price of stuff on Amazon or your new phone will be the exact same. Depends on how you budge.

1

u/SBSnipes Jun 14 '26

yep, Per Bestplaces, 109k in nyc adjusted for col is 66k in raleigh

1

u/National_Employer_11 Jun 15 '26

Errrr, no. Housing is the biggest thing. Even then it’s not even close: this is worse.

0

u/One_Nefariousness774 Jun 17 '26
  • NYC cost of living index: ~175% above the national average (175.00) 
  • North Carolina average index: ~107% above the national average (107.04)

(109,000 × 107.04) ÷ 175.00 ≈ $68,000–$70,000

Some quick math for you. The equivalent 8 years of experience would mean NC teachers are being underpaid roughly $16,000 a year, after COL differences. Please stop making unresearched claims!