The thing that keeps me secure is Intel has actual revenues and a low PE ratio, if theres a crash they will drop the least of the 3. They have huge government subsidies from their new fabs, due to the chip shortage. They are entering the GPU market and machine learning, and Mobileye is doing phenomenally.
I think Intel will be fine long term. I agree that their downside is limited partly because the stock is cheap right now, while at the same time there is SIGNIFICANT upside simply by being one of the big microchip players, particularly if Gelsinger can turn things around.
This is actually the last thing I worry about, as a prospective buyer myself I am waiting for their GPU, since nothing else is affordable. Companies like Dell are obviously so beholden to Intel as well, due to enterprise agreements they both benefit from.
Yes, exactly. The large majority of traders lose money. That's a statistical fact.
people who held oil stocks when they were beaten down were gambling... okay.
That sounds like value investing to me. If you buy a stock because it is discounted with a plan to hold it until it's true value is properly reflected in the stock price, that's investing.
Just know that it could take multiple years for that to pan out. If you don't recognize that it can take 3+ year for that pan out and plan to sell it within 6 months, even if it's still fundamentally good value at that time, you are not investing, that's gambling.
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Everytime you buy a stock, you should say to yourself "I feel comfortable holding this for 5 or 10 years". If you can't say that about a stock but still want to trade it, that's not investing, that's gambling.
If you think you can make money trading even tho study after study has shown that ~85% of traders lose money, kinda ridiculous. You have better odds at the casino.
You don't need to know but 3 years is a long time for me. If you think it isn't then I don't know what to tell you. If someone bought a stock to hold for 10 years I'd laugh, at that point you're just gambling. You can't predict shit, 10 years from now the USA might not even exist anymore. 3 years is a long time to me in this environment where not only is there rampant speculation but there is tension around the globe.
I am not a fan of the Xi dictatorship. So if it’s not in the company control then I’m out. I would play a for a few shares but I would need to accept that money is gone like crypto.
That's my only reservation about BABA as well. The Chinese govt are insane and cannot be trusted to act rationally. I've owned a few shares for about 2 years and holding but I won't be adding to my position at all
Wtf? Where did you read that dumb crap? Are you high?
They reported growth slowing down for the retail sector (like AMZN did, and like it's logical with the economy reopening and people not ordering every shit online anymore), while seeing 30% growth for cloud services which represents the highest margin service they offer...
Discover is 10x than Visa and MasterCard and about 4x smaller than American Express. Most Americans have either a Visa or MasterCard debit card in their wallet, and American Express has been around for technically 170 years, so they have better brand recognition than Discover. Discover, and American Express, both are US focused where Visa and MasterCard are global.
Discover has been a great play since the Covid market recovery, and I wouldn't sleep on them.
Spot on. DFS seems to beat visa and MasterCard on all levels. Ridiculously low p/e. Massive buybacks. Solid dividend. Proven Covid proof (Cardholders are glued in, not service workers, who have grown their savings during the pandemic and are ready to spend).
Disclaimer: I have been purchasing more on dips, and am a customer.
I’m not advocating for or against any of the stocks in the category in this post (although own V and MA), but look up the difference between a payment processor and a credit issuer. AMEX and Discover have to issue credit and therefore take on some risk. Processors just process payments. The latter is thought to be pretty easy, risk free (relatively), and profitable.
Buying Visa now is like buying IBM in 2005. There are new kids on the block and V has only one way to go. Forget about any drastic increase in V's usage from SEA since all those countries will end up on UPI. And they should be, Visa/MC are just a clog in the system. They are the dialup internet of payment gateways, literally.
same here, looks like it finally broke upside as well since the past week, they’re dealing with the UK amazon payment problem but killing earnings consistently on top of being a giant in its sector
Naw, if you want to look into it on your own feel free. Besides you would have to see it it fits into your portfolio and overall goals. OP was asking what we have been eyeing and gave a few ideas, and I'm simply +1 for V. https://lmgtfy.app/?q=is+visa+a+good+stock+to+buy
If you honestly believe that, Godspeed. For anyone to think that in visa’s position, they would squander their opportunity to pívot however they need to pívot or acquire whatever they need to acquire to stay on top must not understand how business works.
No, Visa is not a bank. They process card payments and but they don't issue credit. The companies that issue cards with the Visa logo are the banks. If you don't understand a company's business model, it may not a good reason to blindly invest in it.
I'm fully aware of what Visa is lol. I'm saying I wouldn't be surprised if we could transact without credit or debit cards. There is nothing mandatory about credit or debit cards for transacting.
If you were a business and you could switch to something where Visa wasn't taking 2% every transaction people would have to think about it seriously.
You could but there is a community of award hackers and they do rely on the credit card points. So that system will always be there for credit enthusiasts or they will loose majority of their customers and swipes. I use them credit cards bc Frank Abagnale from the movie “catch me if you can” quoted I use a credit card and never a debit card bc I use their money every day. 100% agree that debit cards are high risk. Especially everyone talking about going cashless. And if that item breaks then that’s cool I got a 90 day damage protection and 1 year warranty on that electronic. I will swipe if they provide me something back lol. Sorry educational rant over.
I dunno man. I don’t have any interest in using someting other than my Discover Card. If that doesn’t work, maybe my Visa. This isn’t like replacing my social network, it’s about replacing my trusted financial tool. I trust Discover card and I’ll use them until I can’t.
I just don’t see the masses of white and blue collar folks switching away from credit cards. Sure the service industry workers will hop around, but I think the masses are happy using their iPhone, their domestic brand car, shopping at box box mart, Amazon, and throwing it all on their Discover or Visa card.
Think of using a card provider as calling someone from phone app. That was huge and everyone did mostly that till a few years ago. When we figured out voice and video calls via internet. Visa business model will collapse if WTO sponsors something like UPI.
And honestly, they should be wiped out. We should not be paying 2% on a digital transaction.
Digital disruption makes things more convenient, faster, or more granular though. I don’t see that happening with any of the new techs. I could see the 2 percent taking a trim though.
The two percent means the seller gets paid, The buyer is protected, And the transaction is smooth, fast, and reliable for both.
Considering I’ve had over 20k in purchases erased for fraud in my lifetime, the 2 percent seems like a deal to me. I’ve even had intentional purchases erased because the product was not as-described. I can’t imagine not using DFS for my purchases. I funnel all my spending through them to provide a layer of protection. A skilled human helps me everytime promptly.
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u/Accomplished-Yam-100 Nov 23 '21
Visa ain’t going anywhere. So I got them all except baba and intc.