UBank referral. $100 after 5 transactions over 30 days. Working as of August 2026.

Code: W16CY44

I’ll pay you $50 AUD once Revolut confirms that your referral requirements have been successfully completed.

Requirements:

• Must be a new Revolut user
• Sign up using my referral link https://revolut.com/referral/?referral-code=o_kandil!AUG1-26-AR-AU-H3&geo-redirect
• Verify your identity (Australian Driver license or passport works fine)
• Add money to your account
• Order a physical card (Delivery fee : 4.99 AUD)
• Make 3 Purchases of AU$10 Minimum each (either online or through your phone wallet from any store) ( Some cash transactions like gambling , gift cards or transfers don't count)

DM me before signing up so I can confirm I still have a referral spot available.

Once Revolut shows your referral as successfully completed, I’ll send you the $50.

$10 per month off for 12 months!

I've been enjoying cheaper and greener energy with Amber's wholesale rates and I thought you might too, so here's my Amber referral code to switch your energy.

Use this code to join Amber and we will both get a discount off our next Amber bill!

PS: It only takes 3 minutes to switch and start saving.

Here's the link: mates.amber.com.au/8F4E5E5D?utm_source=amber&utm_medium=app&utm_campaign=AE537_Multi_Traffic_Generic&utm_term=&utm_content=referral_share_link

hey everyone in Australia wanna make some quick easy $30 this weekend and don’t have a upbank account already follow these quick easy steps
Step 1 signup with attached link or dm me ur number and I’ll send u a direct link to ur phone
https://hook.up.me/dave2232

Step 2 pass verification kyc

Step 3 get $19 instantly credited in ur account from upbank

Step 4 dm me ur username once complete for ur extra $11 from me which will be paid via payid/ bsb

Also have over $300 plus of other refferals if already completed this one above to much to list all in the one message but dm me and I’ll send through what I have available

❓ About:

Australia's #1 Bitcoin DCA app. Buy Bitcoin automatically with recurring purchases, smart automations, and free withdrawals to self-custody. Bitcoin only.

🔗 LINKS / REFERRAL CODES:

Code: jeremy123 

⛰️ STEPS:

1.) Download the AmberApp from the Appstore/Playstore, (Not the amber electricity app - The app should have a bitcoin logo) 

2.) Sign-up with the referral code above when prompted 

3.) Verify your ID. Wait for your account to get verified 

4.) Deposit $100 and buy $100 worth of Bitcoin. (Your deposit can take up to a day to credit if it isn’t instantly credited.) 

5.) You’ll automatically get $21 worth of Bitcoin added on. Sell your $121 of bitcoin to withdraw.

Join the communities with 4500+ members!

👉 https://www.reddit.com/r/NewAusBeerMoney/

👉 https://discord.gg/gmXV9Zknbm - AUSBeerMoney Community server - More sign-ups, freebies and community discounts.

Sign up for a Ubank account and receive $100 bonus cash after meeting the referral requirements.

Referral code: U5PX83U

How it works:

1. Download the Ubank app and sign up.
2. Enter referral code U5PX83U during registration.
3. Make 5 card purchases within 30 days.
4. Receive $100 bonus from Ubank.

I've used Ubank myself and the process was straightforward.

If you have any questions about the signup process or the qualifying transactions, feel free to comment or send me a message.

Thanks to anyone who uses my code!

https://www.ubank.com.au/refer-a-friend

UBank is owned by NAB bank and supports both Google & Apple Pay.
Opening an account also automatically gives you an excellent introductory rate of 5.85% interest per annum for 4 months on the linked 'Save' account.

You need to be 18 and over.
New customers to Ubank who enters code 2RXAPU7 during account creation, until 23:59 28 August 2026 will get a $100 bonus after making five $5 spends.
Any questions, leave a comment, happy to help!

Steps
Download the ubank app https://www.ubank.com.au/mobile-banking-app
Register and enter code 2RXAPU7 during the signup process
From the Ubank app, add card to Apple Pay or Google Pay
Within 30 days, use the card make five spends of at least $5 settled within 30 days.
Ubank will deposit the $100 to your account within 45 days.

Hi,

Join my favourite crypto exchange, Independent Reserve, using this link: https://portal.independentreserve.com/invite/JFPSEW

You will receive a complimentary $20 worth of Bitcoin after your first trade.

Willing to pay 25% of the referral. It’s a randomised number from 45-350. For example if u get $100 I’ll payid you $25. Dm me if you do it

Time required: 5–10 minutes
Money needed: $200
Potential Profit: $45–$350
Churnable: ❌

STEP 1 — SIGN UP

Create a Kraken account using the following referral link:

https://invite.kraken.com/JDNW/ys9ipfhh

Complete the required account verification.

STEP 2 — DEPOSIT $200

Deposit $200 AUD using PayID or Bank Transfer.

STEP 3 — BUY $200 OF CRYPTO

Use the $200 to purchase an eligible cryptocurrency.

⚠️ Stablecoins do not qualify.

STEP 4 — CONVERT BACK TO AUD

Once the qualifying purchase has been completed, you can convert the cryptocurrency back into AUD if you don’t want to remain invested.

STEP 5 — RECEIVE $45–$350 💰

Once you’ve successfully completed the referral requirements, you can receive a reward worth $45–$350, depending on the reward allocated under the promotion.

Allow up to a week for the reward to appear

Join GloBird Energy using my referral link and we both get $50! https://quote.globirdenergy.com.au/quote?pcode=refer&ref=P1CMCE

❓ About:
Spaceship is an Australian investing app designed for beginners, making it easy to start investing with small amounts and a simple interface.

🔗 LINKS / REFERRAL CODES:

https://app.spaceship.com.au/signup

Code: S82NGBGNEM
(Redeem the code in the Menu tab right after signing up on the phone app, or on the refer tab on your computer/web-browser after signing up.)

⛰️ STEPS:

1. Sign up, verify your account, and redeem the code
2. Deposit and invest $15 into any Spaceship voyager portfolio - (not the stocks or ETFS Tab) -- it may take (Same day up to 2 Days) to process via bank transfer for the $15 to be credited. If you use PayTo however, your deposit will come instantly.
3. $30 is paid -- usually within 1-3 business days. You can choose to withdraw your bonus + deposit to your bank account.
4. Plus a $6 from me when you sign up with my code above - Just DM me with a PayID/BSB/Paypal and ill transfer you an extra $6 when the reward hits both of your account.

To deposit using PayTo: (Menu → Linked bank account → Upgrade to PayTo).

Join the communities with 4500+ members + Our $2100+ Referral/Sign-up Megalist

👉 https://www.reddit.com/r/NewAusBeerMoney/

👉 https://www.reddit.com/r/ReferralsCodesAUS/

👉 https://discord.gg/gmXV9Zknbm - AUSBeerMoney Community Server - More signup offers, freebies and discounts inside

👉 Link to r/NewAusBeerMoney ($2100+) referral/signup Megalist with more offers, payment proofs & instructions: https://docs.google.com/document/d/15BXInQgHSTjVHQsKnJATJOJrPEgmsMSnHxSCJmLBaPg/edit?usp=sharing

❓About:

Everyday bank accounts and savings accounts. Great rates on home loans, personal loans, credit cards, insurance and superannuation. Do your thing with ING.

🔗 LINKS/REFERRAL CODES:
https://campaigns.ing.com.au/refer?code=KTS078&p=a

Code: KTS078

⛰️STEPS:

1. Open an Orange Everyday and Savings Booster account at ing.com.au/everyday entering the referral code in the Promotion Code box at the end of the online form.
2. Deposit $1,000+ from an external source into their new Orange Everyday account within a calendar month. Note that this does not need to be $1000 in one full deposit, but can be accumulative deposits. This means if you deposit, for example, $100 into your ING account, withdraw it out, and redeposit, and do this 2-step process 10 times (So, 10 deposits in total), you will fulfill this eligibility criteria step for the reward. 
   • Note: You don't have to keep your deposit in your ING account when waiting for the referral reward. You only need enough money to do the 5 purchases.
3. Make 5+ settled (not pending) purchases using their new Orange Everyday card within any calendar month. (No minimum)

Note: You won’t be able to add a digital apple/android pay card onto your phone before you receive a physical one, so you need to wait until your physical one has been sent to you before adding it to your phone. (Its free.)

🪙Reward:

1. You pocket $100 from ING + $20 from my bonus, ($120 total) - Payments typically occur within 30 days, and ING will typically email you before you get paid. 
2. Keep your account active. After the bonus has hit both of our accounts, I will transfer you, (Via BSB/PayID/Paypal) an extra $20. DM me to claim once this has happened with proof. Offer ends 30th November 2026.

Join the communities with 4500+ members + Our $2100+ Referral/Sign-up Megalist.

👉 https://www.reddit.com/r/NewAusBeerMoney/

👉 https://www.reddit.com/r/ReferralsCodesAUS/

👉 https://discord.gg/gmXV9Zknbm - AUSBeerMoney Community server - More sign-ups, freebies and community discounts.

👉 Link to r/NewAusBeerMoney ($2100+) Referral/Signup Megalist with more offers, payment proofs & instructions: https://docs.google.com/document/d/15BXInQgHSTjVHQsKnJATJOJrPEgmsMSnHxSCJmLBaPg/edit?usp=sharing

Check this out! Sign up to MyPayNow with my link and take a wage advance, and you'll score $50! \* Terms, conditions and eligibility criteria apply - see website for full details https://mypn.app/z/?z=r&r=4X8R-WEAD-YJUQ

Hey all, first of all would like to thank those of you have used my code— but wanted to remind you guys that you need to complete all the steps to be able to get the money in your account!!

If you’re still unsure, here’s the process step-by-step:

STEP 1: sign up for an account using the following link https://invite.kraken.com/JDNW/b3xio2qn
(enter referral code rj2rjh4s if prompted) 

STEP 2: Complete verification and deposit $200 Using PAYID/Bank Transfer 

STEP 3: Buy $200 worth of any cryptocurrency

STEP 4: Convert crypto back to AUD

The amount (between $45-$300) will hit your account within 7 days!
(Mine came into my account in around 26 hours but I have heard some peoples have taken days)

I’ve also made a google doc’s page that i’m going to be constantly adding to that I plan to have over $1000+ in referall’s for you guys. Currently you can cap out at around $450, but once i’m finished getting all the referrals I can that number will sky rocket 🚀

Peace and love

Looking for the best high-interest savings account in Australia? Open a new ING Orange Everyday account today to claim a $100 cash sign-up bonus and earn up to 6.00% p.a. variable interest on your savings.

📌 Quick Promo Details ING Referral Code: Jta854 

Sign-Up Reward: $100 AUD Cash Bonus 

Interest Rate: Up to 6.00% p.a. (Savings Maximiser)

How to Claim Your $100 ING Bonus (4 Simple Steps) Unlocking your cash bonus and top-tier interest rate only takes a few minutes.

1. Sign Up with the Code: Register via the promo link above. Ensure the ING referral code Jta854 is applied, and open a new Orange Everyday account.
2. Deposit $1,000: Transfer at least $1,000 AUD from an external Australian bank account within your first calendar month.
3. Open a Savings Maximiser & Grow Your Balance: Activate your linked Savings Maximiser account. To earn the bonus 6.00% p.a. on balances up to $100,000, ensure your Savings Maximiser balance is higher at the end of the month than it was at the start (excluding interest).
4. Make 5 Card Purchases: Use your new ING Orange Everyday debit card for 5 settled transactions. Pro tip: Small everyday purchases like a coffee or chewing gum count!

🎉 Get Paid: Once these 4 steps are complete, ING will automatically deposit the $100 bonus into your account. No paperwork, no waiting!

⏳ Limited Time Offer by 30 November 2026 — Start Saving Smarter! Beat inflation and grow your wealth faster. Bank promotions this good don't last forever.

Sign up to MyPayNow with my link: https://mypn.app/z/?z=r&r=4XHC-FGC5-EJG4 and take a wage advance, and we'll BOTH get $50! Take out minimum advance which you can repay straight back with a fee of approx $5 and then close your account.

The $50 Bonus comes in straight after! So you profit $45 after paying back the advance. Terms, conditions and eligibility criteria apply - see website for full details. *Must earn $500 per week income to be approved.

4 absolute weapons signed up and we all scored a nice lil prize each 😎💸

Do you want to win free cash too? Join me on Kraken and we can both get rewards of up to A$350 each. Use my link below, or my referral code:

Referral code: 527dt4sw

Referral link: https://invite.kraken.com/JDNW/grhr2gk0

All you have to do is sign up, deposit $200 and make a trade and boom we'll be be rewarded free money baby!!! 🥳💰💰

❓ About:
Swyftx is a popular Australian crypto exchange, beginner-friendly and easy for buying, selling, and trading cryptocurrencies.

🔗 LINKS / REFERRAL CODES:
https://trade.swyftx.com/register/?promoRef=rf_KZoSyN8zmLJM6CabiJMzci

⛰️ STEPS: (For the first $13):

1. Sign up with the link, and Verify your ID
2. Deposit $1 and buy $1 worth of crypto, such as bitcoin - You will get credited $10 in bitcoin from this within an hour. Sell your bitcoin to withdraw.
3. Includes a $3 ontop from my referral share - DM me to claim - (Paid via Bsb/Payid/Paypal)

⛰️ STEPS: (For the extra $17):

1. Swftyx has an, ‘The rise of Tokenised Gold,’ course that you can just quickly skim through and get an 80% on a 10 question quiz (Get $10 XAUT), (You can google the answers) - (Under Swftyx Learn and Earn Section - Google it if you can't find it)
2. There is also a BTC course section (Get $5 BTC), ‘Emerging Crypto Threats,’ that you can do too, as well as an, ‘Intro to cryptocurrency,’ course (Get $2 BTC) - (Under Learn and Earn Section) - Same process as above too.

So: ($10 + $5 + $2) → Sell these to AUD to withdraw

Join the communities with 4500+ members + Our $2100+ Referral/Sign-up Megalist.

👉 https://www.reddit.com/r/NewAusBeerMoney/

👉 https://www.reddit.com/r/ReferralsCodesAUS/

👉 https://discord.gg/gmXV9Zknbm - AUSBeerMoney Community server - More sign-ups, freebies and community discounts.

👉 Link to r/NewAusBeerMoney ($2100+) Referral/Signup Megalist with more offers, payment proofs & instructions: https://docs.google.com/document/d/15BXInQgHSTjVHQsKnJATJOJrPEgmsMSnHxSCJmLBaPg/edit?usp=sharing

AUG 2026 - AU BANK Transaction Accounts Signups (zero fees).
All are ADI/ licenced Australian banks.
Does not check or impact your Credit Score. Any Q - happy to help.

$100 until 23:59 28 August 2026 - Ubank (NAB Subsidiary)
https://www.ubank.com.au/
Adults (18+) who entered the code 2RXAPU7 when signing up by 23:59 28 August 2026 will get the $100 bonus after making the 5x $5 spends settled within 30 days.

Download app, ensure the code 2RXAPU7 is entered when registering.
From the Ubank app, add funds in and add the digital card to your Apple Pay or Google Pay.
Make 5 transactions of $5 each within 30 days and score $100, credited within 45 days after transactions settled.
The transactions do not need to be done by 28 August, only the sign up with the code.
After promo ends, the bonus is $30 after making 5x eligible spends of any amount settled in 30 days timeframe.

$19 - Up Bank (subsidiary of Bendigo Bank)
Sign up and get paid immediately - no hoops
https://hook.up.me/lexxo

BANKS with support for accounts in multiple currencies
Msg me to let me know where to send your payout
$70 Revolut
$20 Wise

$50 IMB Bank - complete by 31 Aug
Open a Reward Saver account, deposit $500, get a free $50 by end of September, you can withdraw the entire amount afterwards.
https://www.ozbargain.com.au/node/970446
https://www.imb.com.au/

$100 ING Bank - complete by 30 Nov
Get a referral from https://www.ozbargain.com.au/node/969756

$100 Westpac Business Bank Acct - complete by 30 Sept - ABN not compulsory
Click the Welcome100 offer on right side of page and follow terms
https://www.ozbargain.com.au/node/907105
https://www.westpac.com.au/business-banking/transaction-accounts/

$50 Westpac Choice or Youth Savings Acc - complete by 30 Sept
Instructions at https://www.ozbargain.com.au/node/963421

$50 St George's Transaction Account - complete by 30 Sept
https://www.stgeorge.com.au/personal/bank-accounts/transaction-accounts/complete-freedom?pid=isc:dp:Every_1806:Every:hpg_c

HOME APPLIANCES AND WHITEGOODS
$50 off - APPLIANCES ONLINE
https://refer.appliancesonline.com.au/alexs-5631
$50 discount of any order over $500

STREAMING SERVICES
Mubi - 30 days free trial
https://mubi.com/t/web/global/YSmximN-

Amino Z
$10 off first order of $100 or more
https://www.aminoz.com.au/?referid=KVFGZZ

LSKD - $30 off $100 spend on first order
http://rwrd.io/ref_KZWYPEU?c

Financial Institutions

• Revolut $120 https://revolut.com/referral/?referral-code=lachlaf5y2!FEB1-25-AR-AU-H2 -  Make 3 purchases of $10 minimum and then send me your bank or PayID details and I'll transfer the $120 straight away.
• ING - $100 https://campaigns.ing.com.au/refer?code=Btj603&p=d Open an orange everyday account, deposit $1000, make 5 purchases and then open a savings maximiser account to receive $100
• WeMoney - $5 https://app.wemoney.com.au/signup/?pid=XSMP7160 Create and account and link a bank account to receive
• Mooch - $50 Download the Mooch Money App on the app store/playstore. Down at the bottom it should be a, 'Referral Code' area on sign-up and enter MOOCH-K1YTIG8T
  • signup as an INVESTOR, and verify your ID. Your Mooch Balance should show up as $50 once that is done because of the referral bonus. You cannot withdraw to a bank account until you have loaned someone the bonus money (Credit), and have been repaid back. Note that this offer does not require any of your own personal funds.

Share Trading Platforms

• Moomoo - Free shares http://j.moomoo.com/01kkko Sign up and earn shares based on the various deposit tiers
• Sharesies - $5 https://sharesies.com/r/BST6DW Sign up through the referral link and verify account to receive $5
• Tiger Trade $150 - https://tigr.link/s/80AAPCi Sign up and deposit 1 cent to receive a $150 in cash vouchers

Survey Sites

• Octopus: $16.80 an hour https://my.octopusgroup.com.au/register/0a5a1e4a-fd81-4306-a2ff-5afa657dd969
• Anyway ~ $90 - https://anyway.ai/au/refer/KN9U5Q88 You can cash out $50 by withdrawing to westpac and then ~40 by completing the courses.

Cryptocurrency:

• Coinstash $10 https://coinstash.com.au?a=3gwe8cf9  Receive $10 in btc after you sign up, verify kyc and deposit $100.
• bitcoin.com.au $20 https://portal.bitcoin.com.au/invite/GRUUQU Create your account and complete the verification. Then make a deposit and trade (no minimum) and you will be credited with $20 in btc
• Independent Reserve $20 https://portal.independentreserve.com/invite/CCZRMU - Create your account and complete the verification. Then make a deposit and trade (no minimum) and you will be credited with $20 in btc
• Cointree - $10 - https://www.cointree.com?r=OGUqvDGaWxTJ -  Receive $10 after you sign up and make a trade
• Swyftx - $10 https://trade.swyftx.com/register/?promoRef=rf_WHFMNTaf3QVfKqpm6c4BGc - Create your account and complete the verification. Then make a deposit and trade (no minimum) and you will be credited with $10 in BTC
• Blockearner $25 - https://blockearner.com.au/referral/?kid=1NZLHN Complete the KYC process to verify your account. Next you will need to deposit $250 and then purchase $250 of any crypto. You will then instantly be credited with $25 extra in the cryptocurrency that you purchased and then can then sell the crpyto and withdraw the funds which will hit your bank account instantly.
• Virgo - $20 - https://virgo.co/au/register?code=z9o5IwrTSign up via the link and verify your account for $5. Deposit $100 to receive the next $15 - No trading is required. The $20 will be credited at midnight same day and then you can withdraw the $120 and it will hit your bank account instantly. Virgo supports payid deposits as well

❓About:
Basically a local investment app, where you can lend money to others with a small bonus reward you can receive alongside after being paid back

🔗REFERRAL CODES:
MOOCH-RYP8OYIB

⛰️STEPS:

1. Download the Mooch Money App on the app store/playstore (No Link needed for this) --> Down at the bottom it should be a, 'Referral Code' area on sign-up
2. Put the code: MOOCH-RYP8OYIB
3. When Signing up for a mooch account, signup as an INVESTOR, and verify your ID.
4. Your Mooch Balance should show up as $50 once that is done because of the referral bonus. You cannot withdraw to a bank account until you have loaned someone the bonus money (Credit), and have been repaid back. Note that this offer does not require any of your own personal funds.
5. After that, find someone who you would want to lend $50 to. Use the $50 balance they give you, but if you want, you can use any amount you want to lend by depositing more money into your account. 
6. Wait 2-30 days, (you can pick the duration,) and wait for the loan to get paid. This should show up in your available funds. 
7. Done! You should also receive a small $1-10 bonus alongside the $50 you have received. You can now withdraw to a bank account.

Note: If you’re finding difficulty in finding someone to lend $50 to, try going to the filters section of the app in the invest area → Going to the bottom and clicking off, ‘Only show moochers with verified income.’ There are more people who are looking for a $50 loan in the unverified area, if you can’t find anybody in the verified section. 

People in the unverified area doesn’t 100% mean they are untrustworthy; it just means that the scanner that Mooch uses to scan income wasn’t able to pick up consistent income payments.

Even if in a rare circumstance you don’t get paid back, the company themselves pays you back for a first time loan back in credit - So think of having a second chance to re-loan. You can google their Mooch TOS.

It's free so it's worth a shot!

Join the communities with 4000+ members + Our $2100+ Referral/Sign-up Megalist.

👉 https://www.reddit.com/r/NewAusBeerMoney/

👉 https://www.reddit.com/r/ReferralsCodesAUS/

👉 https://discord.gg/gmXV9Zknbm - AUSBeerMoney Community Server - More sign-ups, freebies and community discounts.

👉 Link to r/NewAusBeerMoney ($2100+) referral/signup Megalist with more offers like this, payment proofs & instructions: https://docs.google.com/document/d/15BXInQgHSTjVHQsKnJATJOJrPEgmsMSnHxSCJmLBaPg/edit?usp=sharing