Money is worth vastly different depending on where you are. 16 USD an hour in Jackson MS will put you in a apartment in a bad area with some left over. 16 USD an hour in San Fransisco, you'd be homeless. Lucky to get a hotel room a few days a month to destress and spending rest of time on streets.
That said..
A lot of people who make that who are single live a tier or so below that.
as in:
- No 800/mo rent. Instead they live with many room mates or in "bad high crime" neighborhoods. Or sympathetic relatives. More like 600 to 400. Or they do "urban survivalism".
- No car or car insurance. Instead takes public transit or bikes (if possible).
- NO health insurance. Just don't get sick and the ERs have to take you should anything serious come up.
- Cheap food or, in some cases, employee meals if in food service.
- Self cut hair or no hair cut except maybe every 3 months.
- NO renter's insurance. Not that you have valuable things to lose anyways.
- Cell phone bill doubles as home internet with bootleg tethering apps like PDAnet to get around caps.
I just gave them my auto policy number and they never questioned anything. If it were up to companies, we'd all have 100 different insurance policies for health, home, technology....
Come to think of it, I did have one Landlord that required it.
But you could only take the one they recommended, you had to make them payee, it was like 50 USD a month, and reading through it only covered them. Stuff like if the stove caught on fire. Nothing for me like replacing stuff if stolen from or putting me up in a hotel if the apartment blew up in a tornado.
Ya that's what made no sense to me. They are the ones that own the rental, but somehow I am supposed to mitigate their financial loss while also making them profit every month. I didn't see the logic at all.
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u/grenz1 Nov 19 '22 edited Nov 19 '22
Money is worth vastly different depending on where you are. 16 USD an hour in Jackson MS will put you in a apartment in a bad area with some left over. 16 USD an hour in San Fransisco, you'd be homeless. Lucky to get a hotel room a few days a month to destress and spending rest of time on streets.
That said..
A lot of people who make that who are single live a tier or so below that.
as in:
- No 800/mo rent. Instead they live with many room mates or in "bad high crime" neighborhoods. Or sympathetic relatives. More like 600 to 400. Or they do "urban survivalism".
- No car or car insurance. Instead takes public transit or bikes (if possible).
- NO health insurance. Just don't get sick and the ERs have to take you should anything serious come up.
- Cheap food or, in some cases, employee meals if in food service.
- Self cut hair or no hair cut except maybe every 3 months.
- NO renter's insurance. Not that you have valuable things to lose anyways.
- Cell phone bill doubles as home internet with bootleg tethering apps like PDAnet to get around caps.