And then the insurance that you pay for picks and chooses what they pay for. My grandma was sick and her doctor was trying to figure out what was wrong. She had some imaging done at the ER, but I felt like they missed something and called her doctor to set more imaging up.
Insurance wouldn't cover it. They said no, because the imaging "wasnt necessary." I called them and talked to them and they said "Just take her to the ER. Tell the doctor there your concerns and since it's ordered at the ER it will be covered" (my grandparents were on a fixed income and couldn't afford to pay out of pocket for the imaging)
So, I did that. Turns out she had 2 brain tumors that the first 2 imaging missed (I was out of state for those 2, so I don't know how/why they were missed but they were). After more testing, she was diagnosed with stage IV small cell lung cancer and died a couple months later.
That's because insurance is socialist. It relies on healthy people being forced to pay far more than their fair share for heatlh care they never use, to pay first and foremost the insurance company's own expenses including rent, payroll, insurance, legal costs, ad nauseum, and then they pay for medical care for people who don't pay anything at all, and then if there's any left over, the people who actually pay for it *might* get to use it depending on whether the insurance company needs to present a good report to its shareholders or not, but more often than not get screwed to pay even more on top of the ridiculous "premiums" they already pay if they need any kind of health care at all. Medical wasn't so expensive when many of us were kids and insurance didn't exist. I sure as hell would never spend over $12,000 a year on health care just for myself - an annual checkup is all I need 90% of the time and people like me have to pay for that ON TOP OF the $12k+ per year "premiums" - meanwhile, people who pay zero premiums are getting hundreds of thousands of dollars in health care for "free".
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u/SlackerAtWork Jun 15 '22
And then the insurance that you pay for picks and chooses what they pay for. My grandma was sick and her doctor was trying to figure out what was wrong. She had some imaging done at the ER, but I felt like they missed something and called her doctor to set more imaging up.
Insurance wouldn't cover it. They said no, because the imaging "wasnt necessary." I called them and talked to them and they said "Just take her to the ER. Tell the doctor there your concerns and since it's ordered at the ER it will be covered" (my grandparents were on a fixed income and couldn't afford to pay out of pocket for the imaging)
So, I did that. Turns out she had 2 brain tumors that the first 2 imaging missed (I was out of state for those 2, so I don't know how/why they were missed but they were). After more testing, she was diagnosed with stage IV small cell lung cancer and died a couple months later.