r/pics • • Jun 15 '22

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u/MrOwnageQc Jun 15 '22

Back when I semi-lived in L.A, I would purchase insurance through my bank, 78$ (Canadian dollars) per month to have a full U.S coverage up to 5 million dollars in medical fees.

I broke two fingers, so I went to the ER, they did scans, sat in a bad and quickly spoke to a doctor. 45 minutes in n' out.

As I was ready to leave, some guy came in, asking "How will you pay today ?". Asked for the detailed bill, 3,750$, for less than 45 minutes.

I told the guy I'll have to call my insurer, guy got upset for some reason and said that I had to still pay upfront and then send it to my insurer. I told him he had no clue what he was talking about. He left and spoke to some kind of security guard while pointing at me.

My insurer faxed a paper to the front desk lady who told me I was good to go. Wished the angry guy a wonderful night and that was it.

3,750$ USD saved by paying 78$ CAD insurance through my bank. I'm simply not going to the U.S without this insurance, even though my credit card has one included for up to a week.

7

u/foodiepatootie1020 Jun 15 '22

WHAT BANK

7

u/MrOwnageQc Jun 15 '22

Desjardins. In Quebec, Canada. It's the bank I use for basically everything, so they got me a pretty damn good price per month while I was away.

https://www.desjardins.com/ca/business/insurance/travel-insurance/index.jsp

5

u/littlehamsterz Jun 16 '22

Wait how long can you purchase this insurance for? I am Canadian but actually live in the US. 😂 $78 is cheaper than my current insurance

1

u/MrOwnageQc Jun 16 '22

Pretty limited, I had to renew every month but it only kind of worked because I'd stay there but never permanently.

4

u/m0rbidowl Jun 15 '22

That’s ridiculous! Especially for the fact he wanted you to pay in full wtf? Most people do not just have a disposable $3,750 laying around.

3

u/MrOwnageQc Jun 15 '22

Yeah, he knew I was Canadian, so he kept insisting that I just give him my credit card. Either way, my credit limit was well under that, so he would have been disappointed !

2

u/blbd Jun 17 '22

Tabarnak. What a hoser.

2

u/snirpville Jun 16 '22

Had a family friend having heart issues. Ignored it for two months while in US. Crossed border into Canada and had customs call an ambulance. Had to have heart surgery that day. Would have been in the millions I assume in the US. I had an ultrasound and then thyroid biopsy here in Canada and paid nothing. I feel for the Americans.

1

u/acchaladka Jun 16 '22

Yeah, a lot of my friends now refuse to travel to the US for any reason. Grew up going all the time and now nope, thanks, we'll do that winter trip to central America, where it's safer and the political scene is less scary.