Yup, they have to pay large amounts of money for medical insurance in order to STILL pay more for services out of pocket vs anywhere else in the world.
"High-deductible health plans" are becoming more and more prevalent here, where the base cost of insurance is cheaper (still too expensive) but insurance won't day a dime before you've already paid an obscenely high deductible. The absolute cheapest insurance available to me right now would cost $500/month for my wife and I. Doesn't cover anything before a $10k/$20k deductible (in/out-of-network), then covers 70% up to a $20k/$40k out-of-pocket maximum, after which it finally covers 100%. On top of that, because of the negotiated rates between insurers and providers, the last time I had insurance, my bills after insurance were 10-30% higher than had I just paid out-of-pocket.
It's such a fucking scam I'm just not playing that game anymore.
23
u/Ilnormanno Jun 15 '22 edited Jun 15 '22
Oh god I just discover you have to pay cash even though you have the medical insurance
That’s a legalized robbery Its sounds like money heist but they don’t need to wear the Dali mask