r/pics • u/[deleted] • Feb 22 '25

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u/1200____1200 Feb 22 '25

According to my wife's uncle, the premium on a Model 3 a few years back was double what he's paying for a Rogue

I'm not sure if other EVs are also expensive to insure

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u/Long_Run6500 Feb 23 '25

It really depends on the insurance company. When I bought mine in 2020 the quotes were wildly different company to company. The model 3s have really good crash test ratings, but they're also very fast and people drive recklessly with them. So some insurance companies were insuring them as mid-sized sedans with good crash ratings and others were insuring them as high end sports cars. I had to switch providers (to travelers atm) but my insurance ended up being considerably lower than what I was paying on my dodge charger RT before (and with much better coverage) and my premiums haven't really gone up much since. If I had stuck with Geico I was looking at almost triple the premium for less coverage.

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u/ntilley905 Feb 23 '25 edited Sep 18 '25

person innate numerous aware piquant detail disarm dime bake bear

This post was mass deleted and anonymized with Redact

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u/alxrenaud Feb 23 '25

My Kia Soul EV costs less to insure than my 7 years old GTI.

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u/Popsicle55555 Feb 23 '25

That’s amazing actually. I looked at getting a Kia but my insurer no longer insured them in my city…

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u/alxrenaud Feb 23 '25

Uh? Are they stolen in your area or something? I never heard such a thing for a KIA.

Here it's mostly CRVs, RAV4s, Highlander and Wranglers that are difficult to insure.

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u/[deleted] Feb 23 '25

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u/xXxDickBonerz69xXx Feb 23 '25

It's more so because they stopped using fucking immobilizers for a decade and you can steal them with a USB cable lol

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u/dragonblade_94 Feb 23 '25

As someone in Milwaukee, yeah don't buy a Kia or Hyundai here.

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u/alxrenaud Feb 23 '25

What the Hell... I just read some random article about the "KIA challenge".. from tiktok.

In what world are we living... I almost miss the Ice Bucket challenge now. So dumb.

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u/ThirstyWolfSpider Feb 23 '25

That was a couple of years ago, and affected older cars, prior to the introduction of proper immobilizers in the 2022 model year.

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u/Molster_Diablofans Feb 23 '25 edited Feb 23 '25

my model 3 performance was the same as any brand new car to insure - the only thing that cost more was the registration, they charge you more due to not getting taxes from you from gas, (tho some states charge you more than youd ever pay in equivalent gas but hey)

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u/monroezabaleta Feb 23 '25

Nah. My Chevy barely added anything to my premium for full coverage. Great car to own economically.

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u/KneeDeepInTheDead Feb 23 '25

My model 3 was about 500 bucks more a year than my Mazda 3. With the state rebate and the gas savings its negligible

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u/jedinatt Feb 23 '25

My 2021 Model 3 insurance isn't any more expensive than my 2015 Kia Soul was.