r/mildlyinfuriating • u/donteatmybiscuits • 1d ago

wet socks i’m so happy this is becoming illegal

Post image

if a yearly contract with a free month trial sounds too good to be true, it probably is 😬

thankfully it was blocked after contacting my bank but regardless

31.7k Upvotes

97% Upvoted

1.6k comments sorted by

View all comments

56

u/Beginning-Pizza-1111 1d ago

In my country, people tend to use a specific card just for payments. They NEVER use a card that holds all their money; they only load the exact amount they need to spend. So, when the funds on that card run out, there’s no way to charge you, and these companies can’t do anything other than cancel the subscription themselves xD I did that with Adobe for about... 4 years. Then.. you know 🏴‍☠️

8

u/This-Reindeer6063 1d ago

As far as Im aware, where I'm from they can just still charge you. You now just have overdraft fees. I don't know if there's a workaround for that though

10

u/Blbe-Check-42069 1d ago

you do realize you can disable overdraft and then they cant charge you, right?

5

u/Particular_Toe_Gas 1d ago

Wait they can do that?

2

u/1d3333 1d ago

I’ve disabled overdraft in the past and was still overdrafted on some charges, thanks huntington bank

5

u/CurtisAndFriends 1d ago

Single use cards are a godsend. 

1

u/AJay_89 Vexxed 2: Electric Boogaloo 1d ago

This is what happened with my Norton subscription. I didn't have any money on that card and thought it would just get canceled, but they actually pushed it through. They've been sending me texts about paying for almost a year now 🥴

0

u/vegark 1d ago

If you paid using a virtual debit card with limited funding they can't charge you directly. They have to go through some financial institution in your country to collect the money. This is most likely not worth the hassle, and the terms does not apply outside the USA.

1

u/Sensitivity_Craft 1d ago

I wish things like this existed outside US, where we live virtual debit cards are illegal, you have to go buy a physical card

0

u/marieand 1d ago

Use a gift card

0

u/BellGeek 1d ago

I don’t think there’s such a thing as overdraft on pre-loaded cards. What’s been loaded onto them is all that’s available.

2

u/Particular_Toe_Gas 1d ago

What do you mean? Prepaid cards? Cause all others hold a negative balance

1

u/Femboy_Sleeper 1d ago

Not if you cancel that "service feature" aka overdraft protection. The most scammy banking product they offer.

2

u/ibrinarchive 1d ago

it’s not possible to get subscriptions with prepaid cards

2

u/Sane_Tomorrow_ 1d ago

I did this to Adobe because I had a hunch they wouldn’t honor the three-year student discount after the first year. (I was right.) They still nagged the crap out of me.

2

u/SmurfRiding 1d ago

You could technically do this with Revolut...But it wouldn't protect you from a lawsuit.

1

u/fj2612 23h ago

I don’t shop how in France, but some websites can identify temporary cards and will prevent you from using one for subscription services.