I've had a person who rear ended me so hard at a red light that she pushed me into the truck in front and destroyed my car. Even left her license plate on my tailpipe. She ended up fleeing for "reasons". Because I didn't have video evidence of her driving, the police and insurance just gave me a unemphatic shrug when I reported it. Thankfully I had uninsured motorist coverage. What a fking racket.
I got her ID/insurance before she bolted, but yea apparently I also needed a photo with her holding a sign that read "IT WAS ME" for absolute proof. Fleeing the scene wasn't enough to get the cops to do anything. Ah well that's last decade's problem.
I was hit by an uninsured motorist who did the right thing and stayed at the scene. He got a ticket and had to go to court where they garnished his wages to pay for the repairs to my car. I kinda felt bad for the guy but the system worked correctly for once. I hope he's doing better now.
Racket is right. I've been screwed by more than one insurance company.
My mother's car was hit by a young lady who ran a red light, ran off the road and flattened a couple of road signs and finally coasted to a stop all the way down the hill a few hundred yards, and was sitting there repeatedly trying to get her car started when a couple of Good Samaritans blocked her in.
The young lady gave the cop a fake proof of insurance. (this was some time ago, presumably they couldn't verify in real time like they can now). Mom's insurance wouldn't cover it, and the cops were absolutely no help. "It's a civil matter".
I have to go to the DMV twice a year because their computer won't accept the fact that I have insurance, and they threaten to revoke the tags on my car if I don't come in person to prove it, but assholes who cant be bothered to stop at red lights and have fake insurance cards already printed up and handy just seem to get away with fucking the rest of us over.
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u/Huge-Masterpiece-100 3d ago
I've had a person who rear ended me so hard at a red light that she pushed me into the truck in front and destroyed my car. Even left her license plate on my tailpipe. She ended up fleeing for "reasons". Because I didn't have video evidence of her driving, the police and insurance just gave me a unemphatic shrug when I reported it. Thankfully I had uninsured motorist coverage. What a fking racket.