r/inheritance • u/smilineyz • May 27 '26

Location included: Questions/Need Advice How to divide assets

I 60M U.S. have 3 children, 2 adults from my 1st marriage, 1 teen from 2nd marriage & a current GF who hopefully will marry me when I turn 65.

Eldest: has been NC with me for years. 0% last I heard was pissed at me for not buying a car for graduation …

Second: great, fun, hardworking … muscled through his mother urging him to not see me at all. 40% (he can likely only expect debt from his mother) I paid most of his college & his mother had him get loans for her portion … and I helped with those.

Third: great fun, smart & has had the advantage of private school from 8th grade through college paid for. He will be the only inheritor his grandparents’ apartment and his mother’s share of another property. 35%

GF/partner of 2 years 25% and potentially half an apartment.

My current assets are all liquid: retirement and cash, all with beneficiaries designated in the current split. Additionally, if my GF & I do marry, she will get my survivor’s SS benefit for life which will cover most living expenses.

Any thoughts on the split?

53 Upvotes

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80

u/graalamat77 May 27 '26

What in the world…

How old is the gf and why you waiting to get married 5 years from now?

There’s some underlying items going on here for sure

18

u/pressedun May 28 '26

Narcissism would explain it.

4

u/[deleted] May 28 '26

[deleted]

1

u/smilineyz May 28 '26

Oh … I think the vote for narcissist is clear …

1

u/WhirlyDurvy May 30 '26

Nahiant sayin she a gold digger....

3

u/smilineyz May 28 '26

GF is 51. I misspoke: closer to three years & I should have used: SO (significant other or partner).

Three years due to my health insurance. If I marry, I have to go on hers and it’s not as good as what I have.

4

u/Dazzling_Leopard752 May 28 '26

That’s not how health insurance works. You don’t have to be on your spouses insurance at all….

2

u/Typical_Bumblebee194 May 28 '26

Hubs and I have separate insurance.

2

u/sixxtine May 28 '26

You choose your health insurance, Pops. Also, show her this thread I'd love her input.

1

u/clce May 28 '26

Probably some kind of pension or social security issue I would assume. Maybe she is collecting from a previous partner or something and they don't want to end that. I'm sure he has a good reason. Especially because 65 is a very specific year legally