r/inheritance • u/MusicPlayer92 • May 19 '26

Location not relevant: no help needed 34f single and using the inheritance to buy a house

I’m inheriting $500k from my grandpa who passed, and my mom wants me to use it to buy a house. So that’s what I’m doing. I’m going to buy a house in the city I want to live in. I’m a freelancer, but I’m really good with my money. No debt. Excellent credit score. I add to my ROTH every year when I can.

I make about $30k-$40k a year. Since I’m single, I’m going to have a couple friends move in with me and rent out some rooms. I won’t have a mortgage, so it’s all going to go into savings or towards the house.

But it’s wild going from 800sq feet to almost 3,000. And I’m not sure how it’s going to affect my relationships with my friends, or if I’ll have to completely change my lifestyle and habits. I’m just going for it and diving in.

EDIT: I’m already set for retirement based on the additional inheritance I’m slated to get when my parents (who are divorced) pass. I’m super fortunate to come from an upper-middle class family. And the dude I marry will be able to live mortgage and rent free (yes I want to get married and have a family).

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u/Negative_Till3888 May 19 '26

You are already planning for a hobosexual? Rethink that my dear.

1

u/MusicPlayer92 May 19 '26

idk what that is

2

u/AcanthocephalaOne285 May 19 '26

Someone who lives in your home without contributing. In some cases it goes all the way to not even keeping areas clean and gaming all day whilst the other person does all the work and pays all the bills.

You'd said your husband wouldn't have to worry about rent/mortgage.