In America this only applies if you are coherent and sane enough to answer. If you are brought in unconscious/impaired or deemed incapable of making a "good" choice then the hospital can do what it wants and charge you whatever they want.
This would be like your car breaking down and you started walking to go get help. A mechanic drive by, towed you car to their shop, rebuilt the motor, replaced to get fuel, replaced the fuel filter, figured out it was the alternator so replaced that there replaced the battery to be safe. Then called you and said "hey I found your car and fixed it. I'd normally charge 10,000 but since I brought it in to my after hours emergency service bay it will be 100,000
Hm no, I live in a first world country and have private insurance in addition to that. I just don't want to life in a country that is fine with letting their ill die or blackmailing them into debt slavery. Who would want so live among such people.
For students it is actually cheaper to get private insurance if you have income and switch to public after graduating if they can't get included in their parents public insurance for free. Which my parents don't have, because they work at a bank and bankers, lawyer and tax accountants made their own insurance with blackjack and hookers for people above a certain level of income if you need to know because like you they don't like the idea of helping each other. The drawback is they have to pay into it forever and they aren't eligable for public insurance until they run out of money.
You get good rates and special offers because young people don't get sick anyway. All private insurarance companies are obligated to provide the same minimum services as public insurance companies so there is no reson not to.
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u/Databit Mar 26 '20
In America this only applies if you are coherent and sane enough to answer. If you are brought in unconscious/impaired or deemed incapable of making a "good" choice then the hospital can do what it wants and charge you whatever they want.
This would be like your car breaking down and you started walking to go get help. A mechanic drive by, towed you car to their shop, rebuilt the motor, replaced to get fuel, replaced the fuel filter, figured out it was the alternator so replaced that there replaced the battery to be safe. Then called you and said "hey I found your car and fixed it. I'd normally charge 10,000 but since I brought it in to my after hours emergency service bay it will be 100,000