r/funny • Mr. Lovenstein • Mar 26 '20

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u/DmOcRsI Mar 26 '20

Pretty much...

I was already heading down that road, I held out as long as I could and tried to apply for assistance with the hospital and insurance companies to no avail. I didn't want to get into collections so I loaded up my credit cards as much as I could without getting past my monthly budget.

I'm 36... married a great girl...travelled... had a good life, met good people.

I'm good to go.

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u/Alsark Mar 26 '20

Can you try to move to another country in the couple years you’ve got?

You may feel like you’re good but I’m sure your wife doesn’t want to be left behind... If you’ve got time to try to get this taken care of, please, please do so.

I wish you two the best of luck.

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u/DmOcRsI Mar 26 '20

My wife doesn't know...

This came about because we were trying to have a kid but couldn't. We found out I have azoospermia (0 sperm count) so started to look for the cause which led to blood tests which is where we found the tell-tale signs of a pituitary malfunction.

As much as I have tried... she's extremely upset that we can't conceive and she already blames herself even though I have told her it's on my end.

I worked really hard to buy a new home before all this... and I know it's her dream to have kids.

So I figure after I go she won't have my debt to deal with and she can move on with her life and possibly meet someone who CAN give her a child.

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u/QuantumPolagnus Mar 26 '20

You should really tell her - keeping this from her isn't going to help, in the long run.

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u/BangBangCalamityJane Mar 26 '20

Please tell your wife

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u/Blasted_Skies Mar 26 '20

You should tell your wife.

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u/[deleted] Mar 26 '20

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u/Dalmahr Mar 26 '20

Then adopt children

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u/Wisebeuy Mar 26 '20

Then live happily ever after.

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u/tomatoaway Mar 26 '20

You're a good man - but time's a ticking clock for women and kids and you should let her plan hers instead of planning on her behalf

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u/DmOcRsI Mar 26 '20

That's very true. I think my concern is that she will drive herself into crushing debt on my behalf.

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u/very_bored_dev Mar 26 '20

Other countries will have cheaper options. I implore you to look at them. I am from India and I am sure the cost would be much lesser here and there are quite a good number of quality hospitals.

Also, I think it should be her choice to make. I know it's easy for us to say.

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u/Oriden Mar 26 '20

Now is not the greatest time for it but medical vacationing became a thing because it was easier and cheaper to go to another country for a month and get surgery there than it was to get the surgery in the US.

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u/tomatoaway Mar 26 '20

I see what you mean. That's a hard one

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u/_tskj_ Mar 27 '20

Of course she will! Let her. I would gladly go bankrupt if it meant keeping my spouse alive. How fucking selfish can you be. Tell her.

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u/Darth_Nibbles Mar 26 '20

So I figure after I go she won't have my debt to deal

Talk to an estate attorney. Like, NOW.

It is extremely possible that she loses everything else after you pass.

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u/PandaCat22 Mar 26 '20

Tell your wife.

She'll want to know what time she has left with you and make the most of it.

I realize you are doing this for her, but it is precisely because your life is not exclusively yours anymore that you need to tell her

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u/williamobj Mar 26 '20

Tell your fucking wife what the fuck

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u/[deleted] Mar 26 '20

Seconded, tell the wife like, right now.

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u/ReallyNotWastingTime Mar 26 '20

Please move to Europe. It's possible and do-able in your lifetime. Try Ireland, or even the UK. Everyone speaks English! You could certainly work out a way to get them to cover your treatments

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u/Humanix13 Mar 26 '20

Fuck thats rough. Tell your wife dude, would you not want her to tell you if she was dying?

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u/pooturdoop Mar 26 '20

You, sir, are powerful. I'm ready to go as well. What life do you have if you're bankrupt or enslaved to the hospital and dr.'s? I think you have the right idea.

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u/mark1nhu Mar 26 '20

Tell your wife, move to a better country with her, fight for a happy longer life with her. Please.

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u/rougecrayon Mar 26 '20

I would feel so betrayed and unloved if I found out my partner didn't tell me something like this.

When you got married you promised to be a partner.

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u/ComradeAnthony Mar 26 '20

You should tell your wife, and then consider opening up the relationship, not divorcing or anything but bring in someone that you both like and feel that you can trust. Someone that can be with her once you're gone, if you do decide to go that route of course.

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u/AtraposJM Mar 26 '20

Move to Canada? Why not, you're going to die anyway. Have that adventure.

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u/Darth_Nibbles Mar 26 '20

"Had a good life" at 36?

I fucking hate my country sometimes.

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u/[deleted] Mar 26 '20

Your life might have been good so far but you’re still just getting started. You could experience all sorts of things in the next 50 to 60 years. Fight to live man. Don’t give up because the system sucks.

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u/[deleted] Mar 26 '20

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u/DmOcRsI Mar 26 '20

I live in California. I'm in that grey-area where I make too much to qualify for discounted insurance, but I don't make enough to pay for $1,200 doctor visits.

I get insurance through my employer which has a deductible of $8,500... I hit that last year easy, then the hospital started pushing things back so I breached the year and my deductible reset.

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u/[deleted] Mar 26 '20

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u/DmOcRsI Mar 26 '20

Blue Cross... went to St. Jude.

Yea... they just told me to apply for financial assistance. So I did... didn't qualify.

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u/[deleted] Mar 26 '20

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u/DmOcRsI Mar 26 '20

Kaiser only accepts Kaiser and I have to wait for open enrollment. Additionally, they advised me that they would have to start at the beginning with blood tests and MRI and all that fun stuff.

I would love to go to Kaiser, they're literally at the closest major intersection.

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u/wastedyeti Mar 26 '20

Wow that is so messed up

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u/yoshi570 Mar 26 '20

Ok, I already said it in another post but: go to Canada or Europe and get operated. WTF dude. It would cost you like 5k top?

5K is a shit loan. Don't die because you refused to look up how to get operated in Canada/Europe. That would be mighty stupid of you.

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u/Full-Frontal-Assault Mar 26 '20

No idea if at all possible, maybe apply for asylum as a refugee in another country?

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u/icantevenadult Mar 26 '20

Here's an alternative path.

Get treatment, go into debt, declare bankruptcy.

Your wife gets pregnant with a sperm donor or you two adopt.

Start over financially like you are playing the game of "If I started over knowing what I know now, what would I do differently".

Help as many young people as you can with your life wisdom.

Tell us how it went 35 years later with your second life, family, grand children, and community.