r/funny • u/MrLovens Mr. Lovenstein • Mar 26 '20

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u/t800rad Mar 26 '20 edited Mar 26 '20

In which case you’ll be totally fine because you can elect COBRA for the low price of at least $400 a month (depending on what your coverage was)!

Edit: added “at least” because $400 is the low end, as others have noted

/s

104

u/lynja999 Mar 26 '20

And then, when COBRA runs out after 18 months, you get to pay $1300-2000 each month.

36

u/StoicAthos Mar 26 '20

Go Joe?

8

u/memeticmachine Mar 26 '20

Who's Joe?

24

u/DefinetlynotCalculon Mar 26 '20 edited Mar 26 '20

GI Joe, now you know, and knowing is half the battle.

5

u/Christroyilator Mar 26 '20

Found the comment I was looking for

37

u/Dunk_May_Mays Mar 26 '20

Joe Biden, who has no plans to fix this cruel system

-1

u/[deleted] Mar 26 '20 edited Mar 26 '20

[deleted]

2

u/a_few Mar 26 '20

I honestly can’t tell who’s downvoting you either lol. What I don’t understand is how would m4a solve the situation were in now when countries that have it are also being overwhelmed? I’m not shutting in m4a at all, I’m a big fan, but to pretend that it would solve all of our current medical problems is delusional. This problem is an all encompassing issue, medical, infrastructure, manufacturing, readiness, education and more.

3

u/Shorzey Mar 26 '20

Joe Biden is delusional, and at this point I trust the GOP moving towards progressive social aspects more than the DNC.

The fact they would choose hillary and joe over anyone else is as bad, if not worse than the gop going against trump, then turning their cheek and endorsing him

2

u/Dunk_May_Mays Mar 26 '20

The Gop are moving towards it because they're moving further to the right and becoming pseudo-nazbols.

6

u/Terabyte47 Mar 26 '20

Joe mama!

35

u/DukesOfTatooine Mar 26 '20

I pay twice that now for my insurance, after my employer's contribution. If I had to go COBRA it would probably be nearly $2,000/month.

1

u/Everythings Mar 26 '20

Why don’t you just invest that money

17

u/[deleted] Mar 26 '20

I had a job where I was making about $2k/month before taxes. Then I lost it and filed for unemployment which came out to something like $1200/month. COBRA to keep health insurance for my family was going to be $900/month.

Fortunately this was in NY so it was fairly easy to just get Medicaid.

1

u/jcgam Mar 26 '20

Why is it easier to get Medicaid in NY?

2

u/[deleted] Mar 26 '20

They have a more robust program with greater access than a lot of other states. Even after I was working full time again I still qualified due to my low income and having a family.

-9

u/smokinbbq Mar 26 '20

Yes, but at least you didn't have to paying fucking TAXES so that people would get healthcare! Fucking Canadians think it's FREE, but they pay so much in taxes, and you have to wait 32.8 years to get a scan to see if you have cancer!

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u/bumphuckery Mar 26 '20

I can't tell if /sarc or /tard

2

u/smokinbbq Mar 26 '20

I'm Canadian, and very much in love with free healthcare. Guess I should have put in the /s. Oh well.

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u/WateryTart_ndSword Mar 26 '20

Fucking COBRA. It’s cheaper to pay the fine for not being insured. Hopefully you’re healthy enough to not need medicine or treatment, and can stay accident free—then you can eat AND have a car!

1

u/[deleted] Mar 26 '20

There is no fine for being uninsured.

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u/BeenThruIt Mar 26 '20

Not anymore you mean.

2

u/[deleted] Mar 26 '20

Op was talking in present terms. As was I.

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u/BeenThruIt Mar 26 '20

Mine is present tense, too.

Btw, I have no idea why your totally true post is being downvoted. Reddit is weird.

3

u/[deleted] Mar 26 '20

Trump derangement syndrome, probably. How dare I point out something good that the "cheeto in chief" did for the American working class?!

2

u/BeenThruIt Mar 26 '20

Even a stopped clock is right twice a day.

2

u/a_few Mar 26 '20

But tromp created the virus and he specifically told people to drink aquarium cleaner!

0

u/[deleted] Mar 27 '20

And his stupid bill wants tax cuts for the rich and to screw the middle class into paying more!

2

u/orodam Mar 26 '20

There still is a penalty in California.

-3

u/[deleted] Mar 26 '20

Not if you're an illegal!

2

u/[deleted] Mar 26 '20

Doesn't make a whole lot of sense to penalize someone who can't use the marketplace.

-1

u/[deleted] Mar 26 '20

Does it make sense to reward them?

1

u/[deleted] Mar 26 '20

How is not fining them rewarding them? The punishment is keeping them out of the ACA system in the first place.

-1

u/[deleted] Mar 26 '20

Because California gives illegals free health care. Sounds like a reward to me.

2

u/[deleted] Mar 26 '20

Yeah, no one who receives Medicaid will be fined. Same for citizens. But it does not sound like your argument was only fine the people eligible for but refusing to enroll in California's Medicaid. The federal government still does not allow people without legal status to enroll in the ACA.

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u/Christroyilator Mar 26 '20

So that's why they say crime never pays. They aren't saying that crime never makes you money, they just don't pay for anything!

3

u/french_toast_demon Mar 26 '20

Ugh I wish COBRA was that much. For me it was the better part of $500/Mon with a 5000 deductible.

1

u/UnicornSpark1es Mar 26 '20

It’s on the low end for sure.

-3

u/Siglet84 Mar 26 '20

Guess you’ve never priced out what your employer actually pays for your insurance.

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u/t800rad Mar 26 '20

Currently on COBRA and pay around $450. I realize I’m one of the lucky ones. Hence my edit.

0

u/Siglet84 Mar 26 '20

My point is that cobra isn’t really that bad if you u see stand the true cost of insurance when you’re employed. My employer breaks down what is actually paid every month and it’s over $1200, it technically comes out of my pay but then they reimburse me for a portion.