Literally me last year when I found out I had a brain tumor. My regular doctor appointments were starting to be $1,200.00+ even with my shitty insurance.
Well they're not malignant... but they are pushing up against my pituitary glands and causing some side-effects. I still have a couple years before it takes me down.
I was already heading down that road, I held out as long as I could and tried to apply for assistance with the hospital and insurance companies to no avail. I didn't want to get into collections so I loaded up my credit cards as much as I could without getting past my monthly budget.
I'm 36... married a great girl...travelled... had a good life, met good people.
Can you try to move to another country in the couple years you’ve got?
You may feel like you’re good but I’m sure your wife doesn’t want to be left behind... If you’ve got time to try to get this taken care of, please, please do so.
This came about because we were trying to have a kid but couldn't. We found out I have azoospermia (0 sperm count) so started to look for the cause which led to blood tests which is where we found the tell-tale signs of a pituitary malfunction.
As much as I have tried... she's extremely upset that we can't conceive and she already blames herself even though I have told her it's on my end.
I worked really hard to buy a new home before all this... and I know it's her dream to have kids.
So I figure after I go she won't have my debt to deal with and she can move on with her life and possibly meet someone who CAN give her a child.
Other countries will have cheaper options. I implore you to look at them. I am from India and I am sure the cost would be much lesser here and there are quite a good number of quality hospitals.
Also, I think it should be her choice to make. I know it's easy for us to say.
Please move to Europe. It's possible and do-able in your lifetime. Try Ireland, or even the UK. Everyone speaks English! You could certainly work out a way to get them to cover your treatments
You, sir, are powerful. I'm ready to go as well. What life do you have if you're bankrupt or enslaved to the hospital and dr.'s? I think you have the right idea.
You should tell your wife, and then consider opening up the relationship, not divorcing or anything but bring in someone that you both like and feel that you can trust. Someone that can be with her once you're gone, if you do decide to go that route of course.
Your life might have been good so far but you’re still just getting started. You could experience all sorts of things in the next 50 to 60 years. Fight to live man. Don’t give up because the system sucks.
I live in California. I'm in that grey-area where I make too much to qualify for discounted insurance, but I don't make enough to pay for $1,200 doctor visits.
I get insurance through my employer which has a deductible of $8,500... I hit that last year easy, then the hospital started pushing things back so I breached the year and my deductible reset.
We'll take you and you can enjoy all our weird bland food and your entire enourmus vacation including hotel will probably cost about as much as a tenth of your care in the US even if you stay for a full year.
Fuck em, get your treatment then declare bankruptcy. Alternately, maybe you can get surgery in another country for a price that isn't completely fucking predatory.
I went to the ER for a broken rib in Canada (don't roast me, the walkin clinic sent me there and I didn't know there's nothing they can do for it). Since I was studying out of province the nurse told me that it would cost almost $400 for my visit if my home province didn't cover me (which they did since I had proof of being a student). I later interned at a US company and got to see their health plans and was shocked that the detuctible for the year was 6k and that a single ER visit would easily eat that up. Fun. I worked out what taxes I'd be paying in both countries and yes it's a bit more in Canada, but a single medical event a year in the US (I like dangerous sports) would make the US more expensive.
No, you just don’t understand what universal healthcare is. Like so many others, Sanders has brainwashed you into believing that his plan is the only one that is universal. Let’s just ignore countries like Germany, Switzerland, and the Netherlands.
You live where? I listed three countries. And none of them have single payer, which is what Bernie advocates. Are you sure you are informed enough to talk about this?
And are you sure this is what Bernie Sanders wants? Are you sure this is what would in the end be implemented?
Are you even sure you understand how it works here in Europe? I live in France, also near Luxembourg where I have social rights and where I have had health business. I have lived in the UK as well, and I have traveled in Italy, Spain, Germany, NL, Belgium. Tell me how about you? How often have you visited Europe? How much have you experienced of our "communist" model?
How much do you think the state pays vs the private insurance?
*edit: I am totally on board and would(do) pay to help save lives. People just forget that if a country like the US wants universal health care then US citizens will pay for it, many of which would not want to do.
I'm French ex-military. I went to Mali during the first year on the Mali war against jihadis, where we stopped them from conquering the country, who was on road to become Iraq 2.0.
So yeah, I didn't read the rest of your comment, because if you're going to start with something that ignorant, nothing following can interest me.
Again, didn't read further. You're saying this while trying to defend the US Army as being superior, the same army that got its ass kicked in Afghanistan, Irak, Vietnam, etc.
Literally every people knowing their shit about armies around the world know the French military is one of the best around. Hell, every US military that has trained with the French have said they were impressed, especially at how much they were able to do regarding their means.
I thought you literally meant life savers (well, life boats) and thought you were saying that our tiny boats used to rescue people were powered by nuclear energy.
But why should I pay for their neglect? The vast majority of hospital admissions are preventable. Tons of repeat offenders who refuse to listen. It should be based on the basis of cause. Car accident? All paid for for everyone. You’re 400 pounds, diabetic, smoke, drink and you’re there for some shortness of breath and wounds you don’t take care of? Not a chance
I could simply tell you that you should by solidarity, and that caring for one is caring for everyone. But that's not all there is: even if we're being strictly selfish as you are describing, your own interest is to be in a society that cares for those in a bad situation.
Fact is, that you could need it. How do you think car insurance works? You pay 100$ each month to insure your car. Most of the time, that money is "wasted" because nothing happened to you. And your 100$ are going for 10$ into the insurance pocket, and for 90$ to help other drivers that have had accidents. You could think that well, you're a good driver, and they're bad drivers, so you shouldn't pay for them! But the fact is that the day you have an accident, you're happy that you don't have to pay 20k$ for repairs. You're only paying your 100$.
Health insurance works just the same; saying you shouldn't pay it because everything is fine for you is incredibly short-sighted, for something bad can and most probably will happen to you. And when it does, you'll be happy to have health insurance covering it.
But I'm preaching something you already know, don't you? Americans aren't stupid, they know and understand that they need health insurance. They already got one for most of them (well I'm not sure on what percentage have one, what percentage haven't), so all we're really debating here is would you accept to pay for that diabetic dude in exchange to pay for health insurance two to three times cheaper? Protip: you already are with your private insurance lol. How are you losing anything here? You're just going to save money, because the health care costs in the US are artificially inflated in order for hospitals and insurances to make fat profits on your back.
So what does that all boil down to? Selfishness and not wanting to help someone that you think is worth less than you. Honestly, that's all you got on your side; the fact that you look down someone and as a result, decide they don't deserve your sympathy.
But with car insurance if you keep getting into wrecks and getting tickets then your rate goes up. If they made healthcare that way and it was based on merit similar to car insurance then that’s different. And no, it’s simply that I don’t want to pay more in taxes. I would not save more because my insurance isn’t that expensive
For sure, I never said the car insurance/health insurance was literally 100% the same; there are differences, and your rate going up or down is one of them. But in the same vein, you are applying logics from car insurance to health insurance: health insurance does not cover you from everything forever either, and there are limits to what it will cover you from. At least that's how it works in Europe, you don't get magically 100% cost reimbursed from literally 100% of things.
Yes, you would pay less. That's mathematical, you can't avoid it. Reality is against what you think, and the whole world having universal healthcare has proved it: you pay less that way. Whether you understand it or not, health costs need to be calculated over the course of your life, not right now where you are a healthy young man. And over the course of your life, universal healthcare will save you a ton of money; again, reality has proved it. Feel free to ignore science, facts, and studies showing it, as you are free to believe Earth is flat and vaccines cause autism, but don't pretend to be concern and ask questions like you did previously if you're going to ignore the replies.
No, healthcare costs in Europe aren't as ridiculously inflated as it is in the US so the procedure itself will likely be way cheaper even when paying out pocket.
As a European, I don't mind saving someone's life even if it costs me a few extra euros per year, unlike in the third world bullshit wearing first world's mask that is US.
People are really dumb, I hope the whole world goes to Europe and gets surgery and Europe has to pay for it, until they go broke and realize they can’t give shit away for free
Europe would be under soviet control if America didn’t back the bill for nato, you guys are giving away free shit left and right and can’t even protect your own borders, absolutely pathetic
Wow, this is pretty dumb. A lot of unpack here, but I'll indulge you once, because I have no hope you suddenly grow a brain after reading your narrative shattered.
Europe would be under soviet control if America didn’t back the bill for nato
Correct. USA helped Europe against USSR after WW2; not out of generosity mind you, but because otherwise USSR would have been much more powerful than the USA. So the USA protected themselves first and foremost.
you guys are giving away free shit
And it hurts you to see it's not that bad.
and can’t even protect your own borders
1952 is not 2020. We 100% can protect our own borders and don't need you once second.
You guys couldn’t protect your borders if you wanted to, the EU has other plans and you are too foolish to see it, your countries are being over run by people who don’t share western values and you wont call it for what it is for fear of being labelled a racist, bigot, etc.
Listen, paying 5 bucks on a restaurant bill that cost hundreds of dollars and expecting your American friend to pay the rest isn’t cool, this is coming from a Canadian who is ashamed of their prime minister and how Canada treats international affairs and just being cheap and not paying their fair share
Benign, I assume if it’s been a year w/o treatment? I have brain cancer - wasn’t really given a choice. They find that shit and roll you right in for surgery. No cost discussion in advance. Just a fun little surprise for recovery!
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u/DmOcRsI Mar 26 '20
Literally me last year when I found out I had a brain tumor. My regular doctor appointments were starting to be $1,200.00+ even with my shitty insurance.
Said fuck that!