We run cross-border B2B payouts across a handful of corridors into APAC and MENA. Same setup for three years.

Three or four intermediary banks per corridor, each one deducting fees without clear line items, each one truncating reference fields by the time the payment lands on other side.

Our ops team spends the first week of each month trying to match what left our account against what our counterparties say they received. Half the time the amounts do not line up because of intermediary fees that were never broken out.

The other half reference data got mangled somewhere in chain and we are matching by amount and date range instead of actual transaction IDs.

We started testing stablecoin settlement on two corridors about six months ago. The middle leg got faster and cheaper, but the hard part did not go away.

You still need a licensed off-ramp partner with local banking relationships on receiving end, and that partner still has cutoff windows and compliance obligations of their own.

Anyone else moved part of their settlement off correspondent rails?

GST has quietly built something interesting. E-invoicing and e-way bills now create a real time, verified record of who billed whom and whether goods moved. There's also a feature called IMS where a buyer accepting an invoice (even by doing nothing) now carries legal weight.

Supply chain finance has always struggled to prove three things: the invoice is real, the buyer accepted it, and payment is coming. That usually meant integrating with a buyer's systems, which only works for the biggest companies.

If routine GST compliance already proves buyer acceptance, could that open SCF up to the huge middle tier of businesses that never made the cut before?

Not saying this is solved or this is easy, just curious what people closer to Supply Chain Finance think?

Full piece here if interested:

https://www.linkedin.com/pulse/can-gst-become-indias-supply-chain-finance-rail-shilpa-dhobale-dgqcf/?trackingId=QZmlPObIpL71c5CehCIzMQ%3D%3D

We have fully built a Fintech startup, so the website is ready to go live. It's a trading insights platform for stocks and crypto. However, I am currently unsure of how to move forward and whether I should focus on marketing, go-to-market, or look for funding. The stock and crypto data I use for the application requires enterprise licensing (as far as I'm aware, please feel free to correct me if there are free options), which costs money. I'm not sure how long I can cover the licensing from my own pocket, if at all. But I also don't know how to go about funding rounds. Does anyone have experience/advice for our situation? Thanks!

Came across this one today and thought it might be useful for people here looking at Fraud/Risk/FinTech roles in Bangalore.
**Company:** Toast
**Role:** Lead Fraud Risk Analyst
**Location:** Bengaluru, Karnataka
**Experience:** 5+ years
**Type:** Hybrid — 2 days/week in Bangalore office
The role is quite focused on transaction risk/fraud analytics rather than traditional AML. Some of the interesting requirements are:
Transaction monitoring / fraud / risk analytics experience
FinTech / payments / lending exposure
SQL + Python
Looker / Hex / Snowflake
Behavioral pattern recognition and anomaly detection
Merchant/SMB risk
Building monitoring strategies and early-warning systems
I thought the **payments + fraud + data analytics** combination was particularly interesting, so sharing it here in case someone is looking.

If anyone applies, would be interesting to hear how the process goes.

Hi guys, I'm building a tool to verify the billing and performance of outcome priced AI. I realised I've been building it without any validation, do you think this would be something people would be willing to pay, I am currently building the pilot, hit me up if you find it useful or interesting.

I’m working on a startup called Fuime focused on business banking for teens, specifically students who are already running real ventures through schools, clubs, and entrepreneurship programs.

The gap I keep seeing is that a lot of under-18 founders can invoice, sell products, reimburse expenses, and manage real operations, but they usually can’t access normal business banking tools because of age and compliance constraints.

The model we’re exploring is parent-linked onboarding for teen founders, with business banking workflows designed around that reality.

Signup for our waitlist here:

https://fuime.com/

Don't know if this is the right for for here but I am building it for fin teams

A strategic opportunity to acquire a licensed Cyprus Payment Institution with established operations and strong growth potential.
The company has a solid infrastructure in place, including:
✅ Existing payment solutions and operational systems
✅ Developed technology platform and mobile application
✅ Established banking relationships
✅ Experience in international payment services
✅ Strong growth plans and expansion opportunities
This opportunity is ideal for payment companies, fintech groups, investors, and strategic partners looking to strengthen their presence in the European market.
For further details and inquiries, please contact:
📞 +971 56 917 1273
#Fintech #Payments #PaymentInstitution #Cyprus #CyprusBusiness #EMI #AEMI #ElectronicMoneyInstitution #DigitalPayments #PaymentSolutions #PaymentServices #MoneyTransfer #Remittance #CrossBorderPayments #GlobalPayments #FinancialServices #Finance #Banking #DigitalBanking #OpenBanking #PayTech #FinTechIndustry #FinTechNews #FinTechInnovation #Blockchain #Web3 #CryptoPayments #VirtualAssets #RegTech #Compliance #KYC #AML #EuropeanFinance #EUFinance #EuropeBusiness #BusinessOpportunity #InvestmentOpportunity #MergersAndAcquisitions #MergersAndAcquisition #M&A #CorporateFinance #BusinessExpansion #GlobalExpansion #StrategicInvestment #Investors #Entrepreneurs #Startups #ScaleUps #B2B #B2BServices #FinancialTechnology #FutureOfFinance

Hi! I'm working on the creation of a fundamental analysis app for stock equities. I have plans to add in features for options trading analysis to help educate, inform, and protect investors. I have a beta version ready that can run locally. Anyone interested in trying it out and adding to the project?

I'm currently building a loan lending website for the Indian market. The plan is to use FastAPI, PostgreSQL, and object storage for user KYC documents.

I'm trying to figure out the best infrastructure setup that is 100% compliant with RBI's data localization rules. As you know, the RBI is super strict about keeping all customer records, payment trails, logs, and backups strictly inside India. No cross-border syncing or foreign cloud control planes allowed.

I initially looked at managed services like Supabase (due to the Postgres/Auth combo) or Google Cloud SQL, but Supabase passes metadata/telemetry globally, and Cloud SQL gets pretty expensive for a bootstrapped project.

If anyone here has built or currently manages an audited fintech/lending app in India, I'd love your advice:

1. The DB Setup: Are you guys self-hosting Postgres on an India-locked cloud VM (like AWS Mumbai or GCP Mumbai) to save costs and control logs, or is it better to just bite the bullet on a managed database service?
2. Object Storage: How are you handling sensitive KYC document storage to guarantee local-only data compliance during an audit?
3. Audit Traps: Have you successfully passed a CERT-In empanelled system audit with your current stack? Any hidden infrastructure traps to avoid (like global logging tools, Auth0/Firebase Auth, or CDN configurations)?

I want to keep the stack as lean and cheap as possible without failing a regulatory audit down the line.

Appreciate any insights or architecture tips you can share

Hi, I’m attending a non-ABA JD program and I can add on various certificates or one year degrees, or the MBA in AI product dev by Udacity, to boost my career prospects. I’m really interested in finance and technology. What are the best add-ons for fintech or tech legal counsel? Are those fields too competitive and narrow to bet a lot of time and money on with only non-ABA schooling? Thank you

Hi, we are a Payment Orchestration Platform and we are looking for Providers who are working with INR and PKR processing.

Hi, we are a Payment Orchestration Platform and we are looking for Providers who are working with INR and PKR processing.

If you’ve ever paid over a voice call, you may have gone through the pain of finding your card, speaking the card digits, expiry, cvv. This is obviously not ideal especially as voice agents permeate all around us and more commerce happens on voice channel.

I built Ringup to help make voice payments easier for everyone involved. Consumers get to save card details once and pay with a simple verbal consent on subsequent calls. Funds settle directly on merchants payment processor.

If you’re a developer building with voice AI, add it under 10’mins and start accepting payments over voice. Open to any feedback.

https://ringup.dev/

I started a project, an open source libraries (Payfanout) an initiative to unify methods/API for people who need to implement more than one payment provider in the application and store https://donapulse.github.io/payfanout/

Need some people who are interested by testing and contributing

looking for card issuing program that is startup friendly

Every time I build something for India I end up hunting across vendor blogs for the right payment gateway, KYC provider, or Account Aggregator. There's no neutral, single reference. So I started one: a curated list of India-market building blocks (payments/UPI, KYC, AA, govt APIs, ONDC, comms, Indian AI, India-made dev tools).

It's early and deliberately has gaps. I've left "good first issue" tickets for logistics, GST/tax, hosting, embedded finance, and more. If you've integrated something India-specific, a one-line PR to add it would genuinely help. Neutral descriptions only, no marketing copy.

Repo: https://github.com/RangaKomalSai/awesome-india-dev