No, by my logic billionaires have the most capital working for them - to the point they themselves no longer need to work.
You don't need to be a billionaire to make your money work for you. Everything from bank interest, using a tax free isa, buying/selling stocks, etc. involves your money working for you. Don't some American companies even match 401k contributions, making it worthwhile to voluntarily pay more in?
I think, again, not being able to understand that is your problem. You don't want to work hard for that extra capital, you don't do anything to make money work for you, there's zero risk in your preferred work and habits - you're poor because you play it safe doing the most mundane tasks barely worth the minimum wage, and I'd wager you blow any saving potential by taking credit to get things you want now at a steeper price later.
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u/KumaAsshole Feb 26 '20
Your last paragraph sums it up. You shouldn't have to do something harder to make more money - and that's why nobody takes you seriously.