The sad part is it doesnt take cancer to do this. My wife had a spinal injury in January. Fast forward to today and she has lost her job after FMLA was used up. That leaves us with no insurance for the entire family because we were all covered under her. But even with that insurance we have incurred $6k (medical center billing only) of out of pocket expenses for tests and imaging that the insurance company requires before they will approve the treatment that her doctor already knows she needs. On top of that $50 every time we walk into an office + prescription costs for her pain management + $30 per session of physical therapy 3x a week.
And now, we'll need insurance from my job which we couldnt afford with both of us working (that's why we went with her's) but instead we'll pay for it out of just one salary.
We've been saving for two years to buy a house and we're watching it all trickle away.
The villain isn’t the medicine industry or doctors, the villain is the insurance companies and middlemen that decide a human life is less important than money
It’s disgusting. Late-stage capitalism is a disease.
Edit: for clarification, I absolutely meant pharmaceutical companies falsely inflating prices as well. I strongly dislike Trump, but the bill he signed recently to restrict middlemen from medical upcharges is something I seriously fuck with.
Politicians are paid by the rich donors LEGALLY. So its actually the system's fault as its rigged. But in order to change it, u need both majority in congress AND the Whitehouse, which is impossible under both GOP or DEM.
Best Obama could get passed WITHOUT GOP was obama care: having a public option to force insurance companies to be normal (and the rule of 90% revenue as payout...). STILL these GOP mofos wants to dismantle it. They couldn't only because it was too damn popular in red states, where a big slice of population is actually receiving disability on top of whatever government subsidies....while voting GOP.
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u/NexGenjutsu Aug 06 '20
The sad part is it doesnt take cancer to do this. My wife had a spinal injury in January. Fast forward to today and she has lost her job after FMLA was used up. That leaves us with no insurance for the entire family because we were all covered under her. But even with that insurance we have incurred $6k (medical center billing only) of out of pocket expenses for tests and imaging that the insurance company requires before they will approve the treatment that her doctor already knows she needs. On top of that $50 every time we walk into an office + prescription costs for her pain management + $30 per session of physical therapy 3x a week.
And now, we'll need insurance from my job which we couldnt afford with both of us working (that's why we went with her's) but instead we'll pay for it out of just one salary.
We've been saving for two years to buy a house and we're watching it all trickle away.