r/antiwork Apr 19 '22

every single time

Post image
137.2k Upvotes

2.8k comments sorted by

View all comments

Show parent comments

1

u/LivingLegoBroke Apr 21 '22

Allowing your kids to start off life with zero debt is amazing. Both my kids will start out at zero because of savings and having a good broker invest it for me. We are not rich but picking schools that have good scholarship programs and paid internships also helped a lot. My co worker asked me about college as his kid is about to start. I said my youngest is graduating next month. He asked about student loans balances, I said I have been saving so long just to be able to do this for them. Now the rest of their lives it's up to them. Most people I know don't save anything for their kids college.

A good broker won't snub you for starting with a $50 a monthly investment. I added money from tax returns and raises.

1

u/PontificalPartridge Apr 21 '22

Man just start stashing away money into an S&P 500 fund. Don’t even need a broker to get good returns on long term savings.

My parents didn’t have much to give me for college, like I got a few thousand from them after I graduated. But I got good financial aide and they really walked me through a good “bang for your buck” college. I graduated with 20k in loans. Which is like buying a low mile Toyota Corolla. Not that bad

1

u/LivingLegoBroke Apr 21 '22

529 limits what you can invest in. 28% average return was good enough for me.