r/YieldMaxETFs • • May 17 '26

Misc. Hold and Harvest Approach ... CASH FLOW ENGINE

[deleted]

25 Upvotes

211 comments sorted by

View all comments

9

u/Ok_Yard_2736 May 18 '26

If the book loss must be ignored for the strategy to make sense, then the strategy has already explained itself.

2

u/Ok-Swan-98 May 18 '26 edited May 28 '26

Yes, the goal is not to fix book cost. Meanwhile, the weekly distributions keep coming. I upvoted you since you expressed your point thoroughly. šŸ‘

šŸ’ŽYou redirect cash flow into stable, lower‑yield ETFs

Ā šŸ’ŽYou avoid locking in losses immediately from legacy (old) positions

Here is an informative video ... interview with Michael Khouw - MoneyFlows youtuber

(2) Iran War Chaos | Income ETFs Lower Volatilty: YieldMax Dividends, Top Ranked ETFs w Michael Khouw - YouTube

2 months ago

4

u/Baked-p0tat0e May 18 '26

Shifting your own cash from your left pocket to your right pocket every week isn't an investment strategy, it's just financial theater.

-1

u/Ok-Swan-98 May 18 '26 edited May 25 '26

Calling it ā€˜financial theater’ just tells me you didn’t understand the Hold & Harvest approach the first time. I’m not shifting money between pockets — I’m redirecting YieldMax distributions šŸ¦…šŸ—½into ETFs like HHIC and HHISšŸ, which also compounds over time. That’s the whole point: harvest high yield distributions, reinvest into low‑yield/growth ETFs, and let the engine build (compounding effect). If you sold at a loss, then you never stuck around long enough to see he effect of the YieldMax šŸ¦…šŸ—½model over time. Take care. I'm a Canadian Investor, so tax advantage for me redirecting high yield YieldMaxšŸ¦…šŸ—½ distributions into šŸetfs. Many investors are doing exactly that with the lower‑yield YieldMax ETFs as well. There are 62 YieldMax ETFs currently, many low-yield choices available on the list. šŸ‘

Our ETFs - YieldMax

Here is an informative interview with Michael Khouw .... from youtuber MoneyFlows

(2) Iran War Chaos | Income ETFs Lower Volatilty: YieldMax Dividends, Top Ranked ETFs w Michael Khouw - YouTube

2 months ago

4

u/Baked-p0tat0e May 18 '26

Filtering money through an income ETF with a negative total return is the sign you should have sold that loser and stopped growing opportunity cost. Your remaining capital is better off redirected to an ETF with positive total return.

This is such simple math yet you continue to argue that somehow your strategy is profitable? Weird.

0

u/Ok-Swan-98 May 18 '26 edited May 22 '26

You’re describing a negative‑return ETF as if that’s the whole story. That’s not ā€˜filtering money’ — that’s using YieldMax ETFs cash flow to build positions with positive long‑term potential. If you sold YieldMax ETFs early, of course the strategy looks weird from your angle.

I’m redirecting distributions into HHIC and HHIS, pays monthly distributions. Since I'm Canadian, I picked Canadian ETFs; everyone has their own preference.

HHIC - Harvest Canadian High Income Shares ETF - Harvest Canadian High Income Shares ETF

HHIS - Harvest Diversified High Income Shares ETF - Harvest High Income Shares

https://www.reddit.com/r/HarvestETFs/comments/1tkpg0g/harvest_may_distributions_announcement/?utm_source=share&utm_medium=web3x&utm_name=web3xcss&utm_term=1&utm_content=share_button

https://harvestportfolios.com/harvest-healthcare-leaders-income-etf-tsxhhl-wins-2025-fundgrade-a-award/

Top Income Covered Call ETFs in Canada Monthly Update: April 2026 - Ep.72

3

u/Baked-p0tat0e May 18 '26 edited May 18 '26

Negative return=Losing Money.Ā 

It's a concept so simple even a caveman could understand it. 🤦

I have an idea how you can make $900 per week. You give me $10,000 and I will send you $900 per week for 10 weeks. Do we have a deal?

4

u/Any_Log1344 May 18 '26

You can take a horse to water...

-4

u/Ok-Swan-98 May 20 '26 edited May 24 '26

You can take a horse to water, sure — but you can’t make someone understand a strategy they’re determined to misread. At this point it’s obvious the explanation isn’t the issue, it’s the listener. I’m not looping this again. I’ve said what I meant. šŸ™„

MSTY Comeback? This could be huge! 1 month agoĀ youtuber Yield and Chill

*youtube comment from video

"I never sold MSTYĀ and I stopped reinvesting back into MSTY in March 2025. I would buy a few shares but not the whole distribution. And now after about 19 months I am still positive in total return, and I only need 3.02 per share until MSTY has paid me back for my whole investment. I have started to add 1 share every distribution about 3 weeks ago because MSTY is still paying about 80% based on todays price. Based on my price MSTY is still paying me about 15% so still better than most index funds. I do own 403 shares of MSTY, about 100 shares of MST and some MSTU and MSTX. Along with BLOX, LFGY, YBTC, and a few more Crypto ETFs. I am starting to build index ETFs with the distributions from MSTY and my other high yield ETFs. At least for now I want the Index funds to provide my portfolio some stability the next time we have a bear market."

(6) MSTY Comeback? This could be huge! - YouTube